Healthcare reform mandates have led to many employers to review the cost of their medical insurance programs including funding alternatives and the need for additional stop-loss coverage. Deciding to insure medical stop-loss and fund it in a captive has proven to be a great way for employers who self-fund their health coverage to add a layer of protection from excessively high individual or aggregate health claims and meet ACA requirements.This white paper explains how medical stop-loss captives work, the common types of medical stop-loss captives and who should consider one. We hope you find it helpful and enlightening. -
States and large cities can more simply establish their own retirement programs for private-sector workers under new rules, which are aimed at expanding the number of Americans with access to tax-advantaged savings accounts.
What would a third-party White House administration have in store for employers? Here’s what Jill Stein, Gary Johnson and Darrell Castle say about minimum wage, healthcare and overtime and leave policies.
The upcoming change to salary requirements to the overtime exemptions under the FLSA has garnered a lot of attention. However, even with a strong emphasis on the changes to the salary requirement, employers should not lose focus on the duties portion of the test.
After the challenges of 2015 ACA reporting, large employers (those with 1000+ employees) now recognize the value of having an automated ACA solution to streamline ACA compliance and reporting. Clearly, not all ACA solutions are created equal. This white paper offers guidelines to help employers evaluate and select the right ACA partner and technology for their organization.