Evaluating the right provider network for your employees’ vision benefits requires looking through a different lens than you might for health or dental plans. Today’s employees expect more from their vision care benefits than ever before – placing a greater emphasis on access, choice and innovation. This whitepaper will examine to 5 key factors that influence vision care benefits, such as: • Does the vision network offer online, in-network options? • Does the vision network include a choice of both in-network independent providers and in-network retail providers? • Does the vision network include choices with both of those respectively? For example, do they offer a variety of retail options to address varying employee demographics and expectations?
If the junk-rated city wants to improve to investment grade, it must reverse the direction of its mounting retirement debt, according to Naomi Richman, a managing director at Moody’s Investors Service.
Chicago's recent PTO ordinance is only the latest example of a nationwide trend to mandate that employers provide paid time off to employees to care for themselves or their families — a trend certain to continue and expand.
Healthcare reform mandates have led to many employers to review the cost of their medical insurance programs including funding alternatives and the need for additional stop-loss coverage. Deciding to insure medical stop-loss and fund it in a captive has proven to be a great way for employers who self-fund their health coverage to add a layer of protection from excessively high individual or aggregate health claims and meet ACA requirements.This white paper explains how medical stop-loss captives work, the common types of medical stop-loss captives and who should consider one. We hope you find it helpful and enlightening. -