After months of anticipation about the Department of Labor’s (DOL) proposed regulatory fiduciary standards guidance, the final DOL regulations were issued on April 6, 2016. More than five years in the making, this guidance impacts many different aspects of retirement plans and some aspects of health benefits, such as Health Savings Accounts (HSAs). These changes entail wide-sweeping impacts to a number of different plans and products that an employer may utilize within their retirement and benefit offerings. While the 600 pages of new regulations were not specifically targeting HSAs, these health accounts were explicitly identified as subject to the new rules. As they pertain to HSAs, this white paper provides a simplified explanation of the regulations and their impact on HSA administrators, advisors, and employers/plan sponsors.