Recently, wellness attracted the interest of the EEOC, prompting it to file three cases alleging that employer wellness programs violated the Americans with Disabilities Act (ADA). Brad Wolfsen, bswift, deconstructs these cases and explains why employers with an interest in wellness and wellness incentives need to pay attention to this evolving regulatory issue.
Chicago's recent PTO ordinance is only the latest example of a nationwide trend to mandate that employers provide paid time off to employees to care for themselves or their families — a trend certain to continue and expand.
Healthcare reform mandates have led to many employers to review the cost of their medical insurance programs including funding alternatives and the need for additional stop-loss coverage. Deciding to insure medical stop-loss and fund it in a captive has proven to be a great way for employers who self-fund their health coverage to add a layer of protection from excessively high individual or aggregate health claims and meet ACA requirements.This white paper explains how medical stop-loss captives work, the common types of medical stop-loss captives and who should consider one. We hope you find it helpful and enlightening. -