With the growth of private exchanges for health and welfare benefits over the past few years, more employers than ever are considering the merits of implementing private exchanges to help control costs and managed diverse employee groups. This Guide will help clarify the issues around the use of private exchanges.
The ACA compliance hammer still looms large, including penalties up to $3 million for larger employers if the reporting requirements aren’t met. Learn about four issues you should consider as you plan ahead in 2016.
Don’t be misled by common myths regarding outsourcing your benefits administration.If you are deciding whether to outsource your benefits administration, read this free eBook from Empyrean. It will help you understand several misconceptions, sort out fact from fiction, and make a much more informed decision.
Are you ready to outsource your benefits administration?Empyrean makes the decision easier with this free eBook that covers the key concerns and issues you need to evaluate. It highlights the critical factors that typically drive the decision to outsource benefits administration or change providers.
The sixth annual Lifetime Income ScoreSM (LIS) report includes survey results from more than 4,000 American workers aged 18 to 65. Based on individual responses, it estimates the percentage of working income — the LIS — that American households are on track to replace in retirement.The 2016 findings show year-over-year improvement relative to employees’ thoughts and beliefs about their financial future and a rise in the average LIS. Key indicators point to modern plan design and professional advice as key drivers of these higher confidence levels and income replacement percentages
It is estimated that uncorrected vision can reduce individual productivity up to 20%, regardless of age. Vision impacts the bottom line and failing to offer unique vision benefits that meet the precise needs of your workforce could have costly effects on productivity. In other words, it’s not a question of whether or not your organization should offer vision benefits, but rather, is your organization offering the right vision benefits – the kind employees actually use – and what are the consequences if you aren’t? Download our latest whitepaper to find out how you can help employees get the most out of their vision benefits.