As Chief Risk Officer, Josh is responsible for overseeing all aspects of risk management for Prosper, including the company�s proprietary credit-rating model and the evolution of Prosper�s collection activities.Before joining Prosper, Josh was Senior Director at Barclaycard US, responsible for the Open Market business, the largest portfolio segment with1.2 million customers and assets of over $2.5 billion. In this role, he oversaw strategy, analytics, and growth initiatives for the Barclaycard branded credit card portfolio. While at Barclaycard, Josh was also the Head of Acquisitions and Portfolio Risk, where he was responsible for setting analytical credit risk strategies for Acquisitions and Portfolio Risk Management, as well as Head of Collections Strategy. Prior to Barclaycard, Josh held various credit risk roles at BankOne, now Chase Card Services.Josh earned a MBA from the University of North Carolina at Chapel Hill and a B.A. in Economics from Hobart College.
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