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Judy Long

EVP and COO

Judy Long�s banking career began in 1974 at First Citizens National Bank.� She graduated from Dyersburg State Community College and completed her 4-year degree at Union University, Jackson TN majoring in Business Administration with a concentration in Finance.� She is also a graduate of numerous banking schools, graduating from Mid-South School of Banking, Memphis TN; Bank Administration Graduate School of Bank Operations and Technology, Nashville TN; and Bank Administration Institute, Madison WI.� Judy is also a graduate of WestStar Leadership Program sponsored by the University of Tennessee at Martin and the Dyersburg/Dyer County Leadership Program.Today, Judy serves as Executive Vice President and Chief Operating Officer of First Citizens National Bank.� In September 2011, she was named to the Board of Directors.�Judy has been active in industry affiliations and an advocate of smaller community banks.� She represented Region 4 on the FIS Horizon Division Community Bank Share Board and was elected as President in 1998.� In 2011, she was appointed to the Charter Bank Board of Directors of Fidelity National Information Systems.� Judy has served on the Board of Directors of Southern Financial Exchange Regional Payments Association since 2003.� She has served in various positions including Chairman of the Board and Executive Committee in 2008-2009 and Conference Chairman in 2004 and 2008.� Judy is active in Tennessee Bankers Association, serving as Chairperson of the Tennessee Bankers Technology Conference in 2010 and has served on the conference organizing committee since 2004.� She has been a conference speaker and participant for these organizations for many years.� She was elected to the Board of Directors of NACHA in 2010 and served on the Payments 2010 Conference Planning Committee.� Judy also serves on the Southern Financial Exchange Board.� She is heavily involved in all aspects of organizations involving bank operations.