Toby is a member of Capital One�s Enterprise Digital team, building an integrated customer experience as VP, Enterprise Mobile, Web and Analytics.� Prior to Capital One, he co-founded 'Taxi Magic' - the nation's first iPhone / Android taxi booking and payment application that is directly integrated to taxi dispatch systems.� In 2009, Toby joined the US Dept. of Energy to head up a $12 Billion Recovery Act program aimed at making investments in clean technology across the nation.� Toby was previously a Project Leader at the Boston Consulting Group and received his PhD in International Relations from Oxford University.
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