Zenefits on Tuesday announced it is launching a level payment self-funded health plan in cooperation with Aetna for groups of two-to-50 lives. The insurance broker estimates premium savings on these plans may be up to 30% lower than what some small businesses may be paying currently.

A level payment health plan is a way for small groups to be self-funded, but only works if the organization can prove its employee base is healthy, explains Joe Slater, partner and consulting actuary at Murrieta, Calif.-based consultancy Axene Health Partners LLC, who is not affiliated with Zenefits.

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