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    <pubDate>Tue, 17 Feb 2026 15:49:38 GMT</pubDate>
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      <title><![CDATA[ 3 issues shaping the future of retirement planning: Morningstar ]]></title>
      <link>https://www.benefitnews.com/news/morningstar-3-issues-shaping-retirement-planning</link>
      <description><![CDATA[ The focus of retirement planning is shifting, according to Morningstar experts, moving away from simple saving toward bespoke decumulation strategies and guaranteed lifetime income solutions.  ]]></description>
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      <pubDate>Tue, 17 Feb 2026 15:49:38 GMT</pubDate>
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      <dc:creator>Elijah Nicholson-Messmer</dc:creator>
      <dc:date>2026-02-17T15:49:38Z</dc:date>
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      <title><![CDATA[ Labor Department backs fiduciaries in 401(k) forfeiture lawsuits ]]></title>
      <link>https://www.benefitnews.com/advisers/news/dol-guidance-401k-forfeiture-use-allowed-under-erisa</link>
      <description><![CDATA[ The Labor Department is siding with plan sponsors in a growing wave of ERISA lawsuits challenging how forfeited 401(k) funds are used.  ]]></description>
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      <pubDate>Mon, 12 Jan 2026 21:54:58 GMT</pubDate>
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      <dc:creator>Elijah Nicholson-Messmer</dc:creator>
      <dc:date>2026-01-12T21:54:58Z</dc:date>
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      <title><![CDATA[ Bank of America launches new app for retirement withdrawals ]]></title>
      <link>https://www.benefitnews.com/news/bank-of-america-launches-new-app-for-retirement-withdrawals</link>
      <description><![CDATA[ The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to disburse those savings in a steady, sustainable way.  ]]></description>
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      <pubDate>Mon, 17 Nov 2025 21:17:23 GMT</pubDate>
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      <dc:creator>Nathan Place</dc:creator>
      <dc:date>2025-11-17T21:17:23Z</dc:date>
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      <title><![CDATA[ Ready, set, Roth: How 401(k) catch-ups are changing in 2026 ]]></title>
      <link>https://www.benefitnews.com/advisers/news/how-roth-401k-plan-catch-ups-will-change-in-2026</link>
      <description><![CDATA[ The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.  ]]></description>
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      <pubDate>Tue, 11 Nov 2025 17:25:57 GMT</pubDate>
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      <dc:creator>Tobias Salinger</dc:creator>
      <dc:date>2025-11-11T17:25:57Z</dc:date>
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      <title><![CDATA[ This is 'going to hurt': Social Security benefits see 2.8% bump for 2026 ]]></title>
      <link>https://www.benefitnews.com/advisers/news/social-security-benefits-see-2-8-increase-for-2026</link>
      <description><![CDATA[ The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors.  ]]></description>
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      <pubDate>Mon, 27 Oct 2025 18:00:00 GMT</pubDate>
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      <dc:creator>Elijah Nicholson-Messmer</dc:creator>
      <dc:date>2025-10-27T18:00:00Z</dc:date>
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      <title><![CDATA[ Gen Z leads in retirement readiness due to better DC plan design ]]></title>
      <link>https://www.benefitnews.com/news/vanguard-data-shows-gen-z-leads-in-retirement-readiness</link>
      <description><![CDATA[ New Vanguard research finds workers with access to defined contribution plans are twice as likely to reach retirement goals.  ]]></description>
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      <pubDate>Tue, 21 Oct 2025 15:00:00 GMT</pubDate>
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      <dc:creator>Alyssa Place</dc:creator>
      <dc:date>2025-10-21T15:00:00Z</dc:date>
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      <title><![CDATA[ Growing number of Americans concerned that retirement is out of reach ]]></title>
      <link>https://www.benefitnews.com/news/retirement-out-of-reach-for-many-americans</link>
      <description><![CDATA[ A new survey from financial services organization TIAA polled 1,000 adults and found that nearly half don't make enough money to save.  ]]></description>
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      <pubDate>Mon, 20 Oct 2025 11:00:00 GMT</pubDate>
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      <dc:creator>Jimmy Nesbitt</dc:creator>
      <dc:date>2025-10-20T11:00:00Z</dc:date>
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      <title><![CDATA[ MetLife shares 4 key strategies for a successful 2025 open enrollment  ]]></title>
      <link>https://www.benefitnews.com/news/metlife-shares-strategies-for-a-successful-2025-open-enrollment</link>
      <description><![CDATA[ MetLife's Todd Katz outlines strategies for benefit managers to cut costs, boost engagement, and personalize benefits this enrollment season.  ]]></description>
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      <category><![CDATA[ Open enrollment 2025  ]]></category>
      <category><![CDATA[ MetLife ]]></category>
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      <pubDate>Thu, 18 Sep 2025 11:00:00 GMT</pubDate>
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      <dc:creator>Alyssa Place</dc:creator>
      <dc:date>2025-09-18T11:00:00Z</dc:date>
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      <title><![CDATA[ Job openings on the rise, while layoffs decline  ]]></title>
      <link>https://www.benefitnews.com/articles/us-job-openings-climb-to-highest-since-november-bls-data-shows</link>
      <description><![CDATA[ Employers are growing cautious about expanding their staff, while at the same time mostly holding onto their existing workers.  ]]></description>
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      <category><![CDATA[ Recruiting ]]></category>
      <category><![CDATA[ Layoffs ]]></category>
      <category><![CDATA[ Bureau of Labor Statistics ]]></category>
      <pubDate>Tue, 01 Jul 2025 18:30:00 GMT</pubDate>
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      <dc:date>2025-07-01T18:30:00Z</dc:date>
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      <title><![CDATA[ How this Google exec is approaching mental health benefits in today's world  ]]></title>
      <link>https://www.benefitnews.com/news/newton-cheng-googles-director-of-health-and-performance-discusses-mental-health-benefits</link>
      <description><![CDATA[ Newton Cheng experienced mental health challenges that changed his approach to leadership and his own life.  ]]></description>
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      <category><![CDATA[ Mental Health ]]></category>
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      <pubDate>Wed, 18 Jun 2025 11:00:00 GMT</pubDate>
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      <dc:creator>Alyssa Place</dc:creator>
      <dc:date>2025-06-18T11:00:00Z</dc:date>
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      <title><![CDATA[ Google warns hackers are stealing Salesforce data  ]]></title>
      <link>https://www.benefitnews.com/articles/google-warns-hackers-are-stealing-salesforce-data</link>
      <description><![CDATA[ The hackers have successfully breached the networks of at least 20 companies in the U.S. and Europe, Google said.  ]]></description>
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      <category><![CDATA[ Cyber security ]]></category>
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      <pubDate>Wed, 04 Jun 2025 15:51:05 GMT</pubDate>
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      <dc:date>2025-06-04T15:51:05Z</dc:date>
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      <title><![CDATA[ Microsoft is cutting thousands of employees across the company ]]></title>
      <link>https://www.benefitnews.com/articles/microsoft-plans-layoffs</link>
      <description><![CDATA[ Microsoft said it will cut 6,000 workers in an effort to reduce management layers.  ]]></description>
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      <category><![CDATA[ Layoffs ]]></category>
      <category><![CDATA[ Microsoft ]]></category>
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      <pubDate>Tue, 13 May 2025 18:12:25 GMT</pubDate>
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      <dc:date>2025-05-13T18:12:25Z</dc:date>
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      <title><![CDATA[ Meta starts eliminating jobs in shift to find AI talent ]]></title>
      <link>https://www.benefitnews.com/articles/meta-layoffs-impact-thousands-of-employees</link>
      <description><![CDATA[ CEO Mark Zuckerberg told employees that Meta would cut 5% of its workforce — as many 3,600 people.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
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      <category><![CDATA[ Facebook ]]></category>
      <pubDate>Mon, 10 Feb 2025 20:38:52 GMT</pubDate>
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      <dc:date>2025-02-10T20:38:52Z</dc:date>
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      <title><![CDATA[ Amazon, Walmart and other employers pledge millions to support wildfire victims  ]]></title>
      <link>https://www.benefitnews.com/news/amazon-walmart-and-meta-are-donating-money-to-la-wildfire-relief</link>
      <description><![CDATA[ Corporations are donating funds toward relief efforts in the wake of the southern California wildfires.  ]]></description>
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      <category><![CDATA[ Wildfires ]]></category>
      <category><![CDATA[ Natural disasters ]]></category>
      <category><![CDATA[ EAPs ]]></category>
      <category><![CDATA[ Mental Health ]]></category>
      <category><![CDATA[ Crisis Management ]]></category>
      <category><![CDATA[ Amazon ]]></category>
      <pubDate>Wed, 15 Jan 2025 14:23:52 GMT</pubDate>
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      <dc:creator>Alyssa Place</dc:creator>
      <dc:date>2025-01-15T14:23:52Z</dc:date>
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      <title><![CDATA[ Fidelity's client-cash plans draw industry ire ]]></title>
      <link>https://www.benefitnews.com/news/fidelitys-client-cash-plans-draw-industry-ire</link>
      <description><![CDATA[ Starting next year, all of its existing RIA non-retirement clients' cash balances will be moved from higher-yield money market funds to FCASH — a lower-yield cash management product.  ]]></description>
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      <pubDate>Tue, 26 Nov 2024 21:21:46 GMT</pubDate>
      <guid isPermaLink="false">00000193-6a4a-d7dc-a7bb-7fee48b90001</guid>
      <dc:creator>Rob Burgess</dc:creator>
      <dc:date>2024-11-26T21:21:46Z</dc:date>
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      <title><![CDATA[ 401(k) fees are lower but still hard to understand. Planners can help ]]></title>
      <link>https://www.benefitnews.com/news/401k-fees-hard-to-understand-gao-report-finds</link>
      <description><![CDATA[ A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension.  ]]></description>
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      <category><![CDATA[ Retirement ]]></category>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ 401(k) ]]></category>
      <category><![CDATA[ Retirement planning ]]></category>
      <category><![CDATA[ Fee disclosures ]]></category>
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      <category><![CDATA[ GAO ]]></category>
      <category><![CDATA[ DoL ]]></category>
      <pubDate>Wed, 20 Nov 2024 20:17:33 GMT</pubDate>
      <guid isPermaLink="false">00000193-4b33-df1b-a397-6bb3c7ff0001</guid>
      <dc:creator>Tobias Salinger</dc:creator>
      <dc:date>2024-11-20T20:17:33Z</dc:date>
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      <title><![CDATA[ Ally's Diane Morais looks back on her 37-year career in banking: The Climb ]]></title>
      <link>https://www.benefitnews.com/news/allys-diane-morais-looks-back-on-her-37-year-career-in-banking-the-climb</link>
      <description><![CDATA[ Morais, the former president of consumer and commercial banking at Ally, reflects on the lessons learned in her more than three-decade career.  ]]></description>
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      <category><![CDATA[ The Climb ]]></category>
      <category><![CDATA[ Manager Diaries ]]></category>
      <category><![CDATA[ Ally Financial ]]></category>
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      <category><![CDATA[ Career advancement ]]></category>
      <pubDate>Tue, 05 Nov 2024 14:00:00 GMT</pubDate>
      <guid isPermaLink="false">00000192-f788-d066-a3d3-fffa2d8d0001</guid>
      <dc:creator>Mary Ellen Egan</dc:creator>
      <dc:date>2024-11-05T14:00:00Z</dc:date>
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      <title><![CDATA[ Goldman study emphasizes the power of a retirement plan ]]></title>
      <link>https://www.benefitnews.com/news/helping-retirement-savers-plan-encourages-stability-and-satisfaction</link>
      <description><![CDATA[ The <a href="https://www.benefitnews.com/organization/goldman-sachs">Goldman Sachs</a> 2024 Retirement Survey &amp; Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit required to meet them.  ]]></description>
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      <category><![CDATA[ Retirement ]]></category>
      <category><![CDATA[ Investment strategies ]]></category>
      <category><![CDATA[ 401(k) ]]></category>
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      <category><![CDATA[ Goldman Sachs ]]></category>
      <pubDate>Thu, 26 Sep 2024 11:00:00 GMT</pubDate>
      <guid isPermaLink="false">00000192-2b15-dea3-addf-7bbfa2880001</guid>
      <dc:creator>Rob Burgess</dc:creator>
      <dc:date>2024-09-26T11:00:00Z</dc:date>
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      <title><![CDATA[ These common HSA mistakes can cost clients ]]></title>
      <link>https://www.benefitnews.com/news/common-hsa-mistakes-cost-savers</link>
      <description><![CDATA[ Planners can help savers avoid higher taxes, IRS penalties and Medicare headaches by guiding them through the strict guidelines for the accounts.  ]]></description>
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      <category><![CDATA[ Practice and client management ]]></category>
      <category><![CDATA[ Tax ]]></category>
      <category><![CDATA[ HSAs ]]></category>
      <category><![CDATA[ Estate planning ]]></category>
      <category><![CDATA[ Medicare ]]></category>
      <category><![CDATA[ IRS ]]></category>
      <pubDate>Mon, 12 Aug 2024 18:07:56 GMT</pubDate>
      <guid isPermaLink="false">00000191-47bd-d253-a9b7-4fbf8e1c0001</guid>
      <dc:creator>Tobias Salinger</dc:creator>
      <dc:date>2024-08-12T18:07:56Z</dc:date>
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      <title><![CDATA[ Wells Fargo sued over drug costs in employee health plan ]]></title>
      <link>https://www.benefitnews.com/articles/wells-fargo-sued-over-drug-costs-in-employee-health-plan</link>
      <description><![CDATA[ Former employees' Minnesota lawsuit accuses the bank of overpaying for prescription drugs, claiming mismanagement of the bank's health plan drove up costs for workers.  ]]></description>
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      <category><![CDATA[ Employee benefits ]]></category>
      <category><![CDATA[ Wells Fargo ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <pubDate>Thu, 01 Aug 2024 15:04:50 GMT</pubDate>
      <guid isPermaLink="false">00000191-0e70-d527-a399-aff991360000</guid>
      <dc:date>2024-08-01T15:04:50Z</dc:date>
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