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Overview

EBA readers share their views on the Affordable Care Act, rising medical and pharmacy costs and younger generations’ perception of buying insurance.

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ACA ‘propaganda’

“How can enrolling 9.9 million be deemed a success for the ACA? And on top of that, the number is decreasing. If the Obama administration is putting this out, then it is propaganda.”

Posted by Randy S

Read the article: ACA exchange marketplace enrollment falls to 9.9 million, U.S. says

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‘Absolute insanity’

“In essence, we upset a medical system that worked quite well for 300 million people in order to benefit about 3% of the population. Absolute insanity. This thing will fail, just like welfare.”

Posted by Vincent P

Read the article: ACA exchange marketplace enrollment falls to 9.9 million, U.S. says

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‘When will the government stop funding boondoggles?’

“Just like pouring more money down the ‘rat hole.’ I have been unable to find a ‘navigator’ to be worth their salt. When is the U.S. government going to stop funding such boondoggles?”

Posted by Robert G

Read the article: CMS awards $67M in navigator grants for public exchange

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Smaller employers to bear brunt of rising costs

“As usual these options are for ‘large employers’ and that does not mean the definition used by ACA. So small and mid-size employers / plans will unfortunately bear the brunt of these increases. It's all so predictable, isn't it? And we wonder why these employers, who add the most jobs, are holding off on hiring for as long as they can — those in the know don't wonder!”

Posted by Diane F

Read the article: Medical and pharmacy costs continue to escalate

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‘Not in the habit of thinking about insurance’

“Everyone who does not want to do something tells me that it is too expensive. In my judgment, it is also about habit and experience. The last few generations are not in the habit of thinking about insurance and future planning so it is an education for them of the why to own insurance benefits.”

Posted by Raymond L

Read the article: How to combat the misconceptions of life insurance

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