SmartDollar is a financial wellness program that helps employees take control of their money, reduce financial stress, and build lasting financial success. Trusted by thousands of HR leaders and benefits teams across industries, SmartDollar improves employee financial behaviors while increasing utilization of benefits like 401(k) plans.
Employees follow a proven, step-by-step plan to budget effectively, eliminate debt, build emergency savings, and grow long-term wealth. The engaging digital platform includes interactive lessons, personalized tools such as EveryDollar®—a top-rated budgeting app—Ramsey SmartTax®, and access to one-on-one financial coaching. Built-in progress tracking and practical resources make financial education approachable and drive meaningful behavior change. Employers receive anonymized engagement data to measure participation, progress, and overall program impact.
Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes across healthcare, manufacturing, retail, construction, and more—helping employers invest in their people while reducing stress and improving outcomes for both employees and the business.
Learn more about Ramsey SmartDollar.
