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Theres a glimmer of good news for employer-sponsored healthcare programs. Near-site and on-site clinics offering primary care, often referred to as employee health centers, are bringing overall plan-cost reductions along with measurable member-health improvements
On the surface, the Affordable Care Act makes the concept of self-funding very attractive. Self-funding offers employers the ability to develop a systemic process to managing health risks and the opportunity to control costs surrounding their members. There are, however, five areas typically overlooked by plan sponsors when they're considering self-funding.
The healthy as well as sick employees deserve attention in high deductible health plans.