Benefits Think The 10 biggest 401(k) plan misconceptions
Employees have some simple but significant false ideas about their retirement plans. And employers need to do a better job addressing them during education sessions.
Benefits Think The 10 biggest 401(k) plan misconceptions
Employees have some simple but significant false ideas about their retirement plans. And employers need to do a better job addressing them during education sessions.
Benefits Think Should 401(k) plans offer only index funds?
Less volatility, lower litigation risk and greater simplicity are reasons for embracing this strategy, says adviser Robert Lawton.
Benefits Think What a 401(k) investment committee should discuss
Investment option costs, provider performance and employee communications are some of the topics that should be reviewed.
Benefits Think Fiduciary confusion: What is a 401(k) plan sponsor to do?
Employers need to determine whether the investment adviser they are working with is signed on as a fiduciary to their retirement plan, says adviser Robert Lawton.
Benefits Think Fiduciary confusion: What is a 401(k) plan sponsor to do?
Employers need to determine whether the investment adviser they are working with is signed on as a fiduciary to their retirement plan, says adviser Robert Lawton.
Benefits Think What’s the right 401(k) contribution rate?
Employees aren’t saving enough for retirement. But employers can help by offering auto-enrollment and auto-escalation.
Benefits Think How to avoid a DOL 401(k) audit
Plan sponsors should always respond to employee inquiries in a timely way and correctly file Form 5500, says retirement adviser Robert Lawton.
Benefits Think What is the right 401(k) contribution rate?
Employees aren’t saving enough for retirement. But employers can help by offering auto-enrollment and auto-escalation.
Benefits Think Start planning 401(k) financial wellness education
Plan sponsors should consider these best practices as they plan sessions with workers, says retirement adviser Robert Lawton.
6 New Year’s resolutions for 401(k) plan sponsors
Employers should consider having a financial wellness education plan, the right investment adviser and full automation in place by year-end, says Robert Lawton.
Benefits Think How to best educate employees on 401(k)s, financial wellness
Plan sponsors should consider these best practices as they plan sessions with workers, says retirement adviser Robert Lawton.
10 ways to improve 401(k)s in 2017
Retirement expert Bob Lawton shares how leading-edge employers are strengthening their DC plans this year.
Benefits Think Why Trump won’t roll back new fiduciary rule
A good case can be made that the President-elect will be too busy with more important matters to roll back the regulations prior to their 2017 effective date.
Benefits Think Why Trump won’t roll back new fiduciary rule
A good case can be made that the President-elect will be too busy with more important matters to roll back the regulations prior to their 2017 effective date.
Benefits Think Socially responsible investing ratings can boost a company’s 401(k) value
Employers can make their retirement plan more relevant to employees by demonstrating a commitment to sustainable practices.
Benefits Think Did you hire the right 401(k) investment adviser?
Employers need to talk to their financial adviser to learn whether his fiduciary relationship will be changing.
Benefits Think Roth 401(k), pre-tax 401(k) or both?
Which retirement plan is best for employees? It depends on a number of factors, explains adviser Robert Lawton.
Benefits Think Roth 401(k), pre-tax 401(k) or both?
Which retirement plan is best for employees? It depends on a number of factors, explains adviser Robert Lawton.
Benefits Think How your 401(k) participants can use active management
Many employees believe they can consistently outperform market averages by applying a little of the right knowledge, says retirement adviser Robert C. Lawton.