Retirement income

With inflation figures falling, retirees can expect a 2.5% increase in 2025. Here's how planners are guiding clients through the impact of that slight bump.

Anthony Bunnell, head of retirement for Morgan Stanley at Work, shared how to secure a financially sound retirement.

14.8 million participants switch employers every year — and 33% of workers have stranded a 401(k) savings account in a former employer’s plan at least once.

“Getting ready for retirement can be daunting, but this solution makes me feel more prepared for what’s ahead,” one Unum employee said.

Many low-paid workers without much retirement savings found themselves forced out of their jobs with little prospect of finding employment again. Retiring before the full retirement age will result in a cut in their Social Security benefits, by as much as 30%.

If you have a special number in mind for your golden years, it should be how much you’ll be able to spend each year. And financing that spending brings many new risks into the picture.

While early retirement might sound appealing, it can be a struggle for those who don’t have sufficient income to pay their bills.

Whether it be out of pandemic boredom or financial necessity, companies may need to factor in older workers in their recruiting efforts.

Are you getting the most from your outsourcer? Here are six things to check the next time you look under the hood of your relationship.

Texas, Rhode Island and New York all made WalletHub’s list of worst states for retirement. Is your state on the list?

Which state was ranked the best place to retire? WalletHub rated the best states for retirement, based on affordability, quality of life and overall health.

While we all hope for an end to the pandemic, and a return to economic and social normalcy, in 2021, interest rates are likely to stay at their near-zero levels for the foreseeable future. Every dollar will count for retirement-savers.

If the federal government embraced the model of states like California and Oregon, as many as 40 million more workers might start saving, researchers say.

This year’s presidential election and COVID-19 have reminded us that many things are out of our control. But the power to help millions of Americans save more for retirement is in the hands of plan sponsors.

State retirement plans are about reaching the underserved, not about competing with the private sector, officials say.

As some companies prepare staff to return to the office, and working parents balance work and back-to-school schedules, employers imagine what the prolonged coronavirus recovery will really look like.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.

The original purpose for a 401(k) plan was not supposed to be the primary retirement vehicle for U.S. employees, says Harry Dalessio, the head of institutional retirement plan services at Prudential Retirement.

A comprehensive guide to how these provisions affect employees' retirement plannings from organizations of all sizes.

“What this tool does uniquely is it takes the depersonalized delivery of benefits and really helps the individual determine how best to get the most out of their benefits,” says Voya’s Andrew Frend.