How to mitigate the taxes that come with a Roth IRA conversion
IRA investors should consider implementing a charitable lead annuity trust when converting some of their funds into Roth to mitigate the tax bite.
Social Security
Employees finally retired? They shouldn’t be afraid to spend money
New retirees are often anxious about spending to much, depriving themselves of some comforts of life for fear of outliving their nest egg.
Clients finally retired? They shouldn’t be afraid to spend money
New retirees are often anxious about spending to much, depriving themselves of some comforts of life for fear of outliving their nest egg.
Common tax surprises for surviving spouses
Surviving spouses will either receive their own Social Security benefit or the survivor's benefit, whichever is higher. But they also may get pushed to a higher tax bracket, which. in turn, could mean higher taxes on Social Security benefits.
How the U.S. government is making it harder to retire
Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.
How the U.S. government is making it harder to retire
Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.
5 tax issues employees will face in retirement
Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.
5 tax issues clients will face in retirement
Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.
How to guarantee workers an 8% return
The most important consideration is that employees are able to complete the 35-year work period because benefits are based on the 35 highest-paid years from their careers.
Why couples must plan for Social Security as a couple
Clients should work together with their spouses and plan as a couple to develop a Social Security claiming strategy that will maximize their retirement benefits.
How to make the tax system fairer and save Social Security
The government should tax the health insurance that employers provide to employees to generate revenue to fix Social Security's financial woes, says Harvard professor.
4 ways to cut fat 401(k) retirement fees
To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.
How workers can offset taxes when converting to a Roth IRA
Retirement investors can use their loss carryforward to write off the taxes triggered by a Roth IRA conversion.
Can an employee’s retirement portfolio survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
Can retirement portfolios survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
6 tax questions to ask before an employee retires
Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.
6 tax questions to ask before retirement
Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.
What to do when he wants to retire one place, she another
Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.
What accounts do retired employees withdraw from first?
While retirees can start taking 401(k) withdrawals without penalties when they turn 59 1/2, they may want to consider drawing from their taxable accounts for their living expenses.
Why couples must plan for Social Security together
While there are 567 ways to claim benefits, clients are advised to pick a strategy that will maximize a spouse's benefit on their record.
