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Client finally retired? They shouldn’t be afraid to spend money New retirees are anxious about spending their savings, depriving themselves of some comforts for fear of outliving their nest egg, according to this article on CNBC. However, they can avoid this if they have a smart spending plan, which includes a good budget, charitable donation for the tax deductions, and long-term care insurance. Spending responsibly is also recommended if they have cash reserves for emergencies.

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