Trump unveils $1K federal match to target retirement savings gap
President Donald Trump unveiled a federal plan offering government-backed retirement accounts with a $1,000 annual match for workers without employer-sponsored plans.
Social Security
Why claiming Social Security at 62 isn’t a mistake
Financial advisers often urge clients to delay Social Security to maximize benefits, but new research suggests early claiming may be a rational choice.
Medicare premiums erode Social Security COLA in 2026
Rising Part B costs will absorb much of Social Security's 2026 cost-of-living adjustment — leaving less room in retirees' budgets.
Anxiety drives Americans to claim Social Security early
A Schroder's expert says new data speaks volumes about the importance of building a solid nest egg before leaving the workforce.
This is ‘going to hurt’: Social Security benefits see 2.8% bump for 2026
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors.
How the government shutdown will impact jobs, Social Security and healthcare
The Congressional Budget Office estimates that about 750,000 employees will be furloughed at a cost per day of $400 million in lost compensation.
4 Social Security mistakes that hurt retirement benefits
From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits.
Women lean harder on Social Security. Here’s what that means for retirement strategies
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men.
Trump’s new law cuts both ways for Social Security beneficiaries
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the program's insolvency.
The 10 cities where retirees receive the highest income
Retiree income in the U.S. lags far behind the national median for household earnings, but these top cities are bucking the trend, according to a new SmartAsset study.
Remote workers are delaying retirement. Is that a good thing?
A new study from the Center for Retirement Research found that older remote workers are working longer than their in-office counterparts.
How employees feel about retirement amid inflation and recession concerns
The majority of employees feel confident about their retirement savings, though are fearful of cuts to Social Security.
Social Security COLA set to fall again as seniors feel the pinch
As inflation cools, Social Security's annual cost-of-living adjustment is projected to decline in 2026. Seniors say the benefit bump won't be enough.
5 steps to help retirees affected by new Social Security clawbacks
The sharp reversal of Biden-era policy that capped overpayment recovery at 10% of a person's monthly benefit is expected to recover $7 billion over 10 years.
How HSAs pay off in retirement — with caveats
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules.
Vast majority of seniors say Social Security COLA is inadequate
The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year.
Half of Gen X has done no retirement planning, study says
Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help.
Might the Social Security Fairness Act still pass this year?
Just before the year ends, Congress may pass the Social Security Fairness Act. Here's what's in the bill and who it's for.
Most seniors retire before age 65, study shows
Six out of 10 retirees leave the workforce earlier than they planned, according to a new Transamerica study. Here's why — and how advisors can help.
‘Diet’ COLA: Advisers talk to clients about the lowest increase in years
With inflation figures falling, retirees can expect a 2.5% increase in 2025. Here's how planners are guiding clients through the impact of that slight bump.
