Retiring early despite investing mistakes
Low-cost passive index funds and sticking to an asset allocation plan even during a market downturn allow employees to overcome common pitfalls.
Social Security
Trump budget cuts programs for poor while sparing seniors
The President's budget is expected to call for spending cuts on programs intended to help lower income households, while keeping programs designed to assist older people.
Baby boomers look to senior concierge services to raise income
More people are taking part-time jobs providing housekeeping and other services to seniors who are living independently.
Baby boomers look to senior concierge services to raise income
More people are taking part-time jobs providing housekeeping and other services to seniors who are living independently.
Why raising Social Security’s full retirement age is a bad idea
Continuously increasing the FRA is particularly hard on lower-income workers because they tend to retire early.
Seed a Roth IRA for grandkids
Retirees can help their grandchildren prepare for future expenses or build a tax-free retirement income.
Another way the rich get richer: Study shows widening gap in life expectancies
Wealthy retirees live longer and collect more Social Security compared to those in lower income groups, making the program less progressive, a study found.
This mistake could cost $344,000 in retirement income
Most Americans are saving too conservatively to generate the income they'll need in retirement even after accounting for Social Security.
How retirees could pay 0% on capital gains taxes
Retirees who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.
One way retirees could pay 0% on capital gains taxes
Those who have left the workforce who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.
Employees should avoid these 3 Social Security mistakes
Workers may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.
How the new ‘age tax’ would affect seniors’ healthcare costs
Americans aged 50 and older would pay bigger health insurance premiums under the new health care bill that cleared the House of Representatives.
How the new ‘age tax’ would affect seniors’ healthcare costs
Americans aged 50 and older would pay bigger health insurance premiums under the AHCA.
How retirees can survive and thrive in the gig economy
Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.
How retirees can survive and thrive in the gig economy
People who have left the workforce and wish to return are advised to find jobs that suit them.
Rent or own in retirement?
Owning a home brings benefits for retirees, but so does renting. One example: renting puts a limit on housing costs, one of the biggest expenses for retirees.
What workers get right about Social Security, and what they don’t
More people are planning to wait to file for benefits, but just 25% are even aware of their full retirement age.
Pinching pennies on Social Security? Maybe not
Retirees saw a small increase in expendable income once they started collecting Social Security, according to a new study.
Broader diversification is possible for retirees
investors can use safe withdrawal rates and maintain a diversified portfolio with more asset classes.
401(k) myths employees can’t afford to believe
Workers should not necessarily consider a 401(k) the first stop for retirement savings.
