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Borrowing against a retirement plan can be a double-edged sword.October 29
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Without measures to help workers avoid the decision to withdraw their savings, the proposed law is less likely to achieve the stated goals of its supporters.July 18
President and CEORetirement Clearinghouse
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Lawmakers this year are expected to pursue measures that will help Americans enhance their retirement prospects.February 5
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Although rainy day funds can be useful in the ongoing struggle to curtail leakage of savings from defined contribution plans, they won’t plug the biggest hole in the retirement system’s proverbial bucket.January 23
President and CEORetirement Clearinghouse
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Most people, particularly younger clients, worry that they will not be able to get their Social Security benefits by the time they retire.August 28
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Retirees who consider taking withdrawals from their 401(k) and other similar plans should account for the tax impact before making a decision.January 31
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Savers are starting to take money out of their 401(k) accounts—despite taxes and penalties involved—assuming it will be replaced as markets continue to surge upward.January 30
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Tax-free withdrawals could outweigh an employer's match if early withdrawals are made for expenses like healthcare.January 8
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Workers often don’t aggregate old retirement savings plans at new jobs, leaving behind orphaned accounts that need attention.November 7
President and CEORetirement Clearinghouse
