Retirement planning for special needs families
Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.
Retirement scan
Retirement planning for special needs families
Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.
Almost 8 in 10 Americans favor Social Security benefit cuts
79% of people supported raising the full retirement age to 68 from 67, according to a survey from the University of Maryland, which could reduce benefits even for those who wait until 70 to retire.
3 financial risks that retirees underestimate
Clients are likely to overlook the possibility of portfolio failure, unexpected financial responsibility and health issues.
Should workers invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
Should clients invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
How long do U.S. retirees live compared to peers in other countries?
The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.
How long do U.S. retirees live compared to peers in other countries?
The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.
Why employees should look beyond target-date funds
The one-size-fits-all approach may not suit everyone as circumstances vary. Investors may consider a managed account, plus a robo, which is an inexpensive alternative.
5 keys to a Social Security benefits strategy
Knowing full retirement age is a key to developing a claiming strategy that will enable pre-retirees to maximize Social Security benefit.
5 keys to a Social Security benefits strategy
Knowing full retirement age is a key to developing a claiming strategy that will enable pre-retirees to maximize Social Security benefit.
Social Security’s math is changing — here’s what to look for
With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.
Social Security’s math is changing — here’s what to look for
With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.
How employees can avoid some 401(k) penalties
While workers are better off leaving their money in the plans, they’re allowed to make penalty-free withdrawals if it’s for out-of-pocket medical bills not covered by insurance.
How employees can avoid some 401(k) penalties
While workers are better off leaving their money in the plans, they’re allowed to make penalty-free withdrawals if it’s for out-of-pocket medical bills not covered by insurance.
Early champions of the 401(k) lament the revolution they started
Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.
Early champions of the 401(k) lament the revolution they started
Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.
Good deed while teaching may cause benefit reduction
A retired substitute teacher can expect a two-thirds cut to her Social Security spousal benefits because of the government pension offset provision.
Good deed while teaching may cause benefit reduction
A retired substitute teacher can expect a two-thirds cut to her Social Security spousal benefits because of the government pension offset provision.
Nine in 10 Americans make this 401(k) mistake
92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings
