Uncategorized

Four by 401(k): Most investors fall into 4 core groups

I have done a lot of 401(k) plan participant education sessions over the years. As a result, I may know your 401(k) plan participants better than you do (without ever having met them!). That's because I've found that most 401(k) retirement plans have four participant investor groups. These groups are: core-funds investors, index-funds investors, specialty-funds investors and target-date funds investors.

Robert C. Lawton
By Robert C. Lawton
President
Lawton Retirement Plan Consultants

View from the top

When I ask him what he wanted to be when he grew up, David Kasiarz, senior vice president of global compensation and benefits at American Express, replies without hesitation, "a pediatrician."

Kelley Butler
By Kelley Butler
Editor-In-Chief and Conference Co-Chair
Employee Benefit News

Rollovers touted by industry group

The Defined Contribution Institutional Investment Association has issued a report calling on employers to limit leakage from 401(k) plans, "Plug the Drain: 401(k) Leakage and the Impact on Retirement."

Lee Barney
By Lee Barney
Editor-In-Chief
Money Management Executive

Benefits Think Does HGTV do nap rooms?

Next month, us EBNers will cut the ribbon on our new office nap room. We are very excited about this, however, other than four walls and darkness, we’re kind of clueless about what to put in our nap room to make it the very best it can be.

Benefits Think Home is where the productivity is, survey finds

In a poll of telecommuters, Staples Advantage found that 86% of telecommuters say they are more productive in their home office. In addition, people who work from home are heappier, healthier, more loyal and better balanced than their cubicle-bound counterparts.

Who should have your ear? Best HR tweeters

Twitter is brimming with inspiring tweets to inform and entertain the HR professional. EBN found four tweeters who consistently deliver benefits and HR advice to their followers. Whether their focus is on social media or health care, their style insightful or witty, we recommend you follow these thought leaders on twitter. Of course, follow @EBNmagazine and our list of editors for more breaking news and hot topic tweets.

Benefits Think Women, don’t sell yourselves (or your family’s security) short!

In a recent survey, when Penn Mutual calculated the actual median value of services, a women’s contribution to the home was $34,256 and men’s was $19,322. In addition, men were 9% more likely to overestimate their contribution by $30,000 or more, while 36% of women underestimated their value by at least $30,000.

Benefits Think Gen Y unemployment stands at 16.4%; what can/should employers do?

As President Obama prepares to unveil his new job-creation plan Thursday night, he doesn’t exactly have the strongest lead-in. Last week’s jobs report revealed the economy added zero jobs last month, leaving unemployment at 9.1%. The report also showed unemployment is particularly high among young Americans (age 18-24) — an eye-popping 16.4%.

Work-Life Rising Star Recognition Award

Every year for the past five years, WorldatWork's Alliance for Work-Life Progress honors work-life thought leadership, best practices and innovation through its Work-Life Rising Star Recognition Award. Meet this year's winners and find out how to nominate someone for next year's awards.

Flesh-and-blood trumps Facebook in terms of social network importance

In the digital age of talking via tweet, the term social networks now makes people think of Twitter, Facebook or LinkedIn. However, according to Dr. Larry Miller, president and CEO of Activate Networks, flesh-and-blood social networks are just as critical, if not more important, than those relationships forged in cyberspace.

Lisa V. Gillespie
By Lisa V. Gillespie
Writer

From our blog: Plan sponsors don’t understand 401(k) fees either

Whaddaya know? All this time, I thought it was just retirement plan participants who didn't understand the fees they were paying. Turns out, according to a recent Spectrem Group study, plan sponsors don't understand plan fees all that well either – only 45% of plan sponsors fully understand their retirement plan fees, according to the report that evaluated some 600 plan sponsors with assets under management of $10 million to $200 million.

Kelley Butler
By Kelley Butler
Editor-In-Chief and Conference Co-Chair
Employee Benefit News

Adjust your aim by 1%

Most target-date funds are not as diversified as they could be, and particularly as they increase in popularity in 401(k) plans, their design needs to be revisited, according to Folio Investing.

Lee Barney
By Lee Barney
Editor-In-Chief
Money Management Executive

Turning 50 proves to be turning point for former Air Force member

This article is part of EBN's year-long BeneFIT Success series, which chronicles employers and employees in their individual and organizational wellness triumphs. All articles in the series are available at ebn.benefitnews.com, keywords "benefit success series." Learn more about how to submit your company as a candidate for the series at the end of this article.

‘Being a benefits professional means …’

In July, I wrote a post on EBN's blog, the Daily Diversion, remarking on the powerful simplicity of haikus and challenging readers to write in similarly simplistic terms what being a benefits professional means to them.

Kelley Butler
By Kelley Butler
Editor-In-Chief and Conference Co-Chair
Employee Benefit News

Sign Up Form

Login Modal Form