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Employees around the country are in need of direct, simple guidance to help them reach their retirement goals, according to a survey released by State Street Global Advisors.
The SSgA Defined Contribution Investor survey was created to reveal employees’ investing behaviors and interactions with their retirement plans and includes more than 1,000 401(k), 403(b), profit sharing and stock purchase plan participants.
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From fiduciary guidance to financial education, advisers are taking on more responsibility as sponsors expand investment choices and focus on participant outcomes.
U.S. workers say retirement is getting harder to afford, raising questions about how organizations can help workers save, understand their benefits, and plan ahead.
The CRO of retirement plan provider Human Interest explains how employers can simplify retirement plans and boost participation.
Flat-fee plan pricing makes it easier to treat retirement benefits as part of a long-term business strategy rather than a variable expense that might change unexpectedly.
Aritificial intelligence is opening new possibilities for retirement plans, but employers remain cautious about risk while working to improve participant outcomes and readiness.
