4 findings that reveal the financial state of Americans

Published Updated 1 Min Read

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The U.S. economy has been turbulent at best, as consumers watched the Federal Reserve try to control inflation with 10 consecutive interest rate hikes in the last year. Unsurprisingly, Americans aren’t too optimistic about their financial future.

Financial services company Northwestern Mutual surveyed 2,740 Americans on their expectations for the U.S. economy in the next half of 2023, and it’s clear people are anxious. In fact, 67% of Americans expect the economy to enter a recession later this year, with 75% believing it will have a moderate or high impact on their long-term finances.

According to Northwestern Mutual, 64% of Americans are cutting costs in their day-to-day lives, 50% are focused on building up their savings and 41% are delaying large purchases. Rupprecht notes that between the rising cost of living and record-high interest rates, this is more than expected — many Americans will be hesitant to spend on non-essentials. 

Read more: LGBTQ employees are heading for a ‘retirement crisis’

Deanna Cuadra
Senior Reporter

Deanna Cuadra is a senior reporter at Employee Benefit News. Her work covers healthcare, U.S. policy and reform, challenges faced by women and parents in the workplace and innovation in work culture … Read full bio


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