Doing this one thing could make you a better investor — and it’s free
One particular lifestyle choice can have real-world consequences for your client's retirement portfolio.
Risk management
How part-time work in retirement can affect Social Security taxes and Medicare costs
Up to 85% of retirement benefits might be taxed if their combined income exceeds a certain threshold.
Half of Americans see market swings as opportunities to cash in
Although volatile markets mean opportunities for some investors, most clients will be better off ignoring market corrections if they are investing for the long term.
Employees are probably going to live longer — can they afford it?
People are expected to have a longer life span, and this could pose a challenge in that it will require bigger nest eggs for retirement.
4 things keeping workers from retirement savings (and how to fix them)
Many employees may not be able to have a comfortable life in their golden years because they carry a hefty credit card debt into retirement
401(k) retirement balances exceed expectations
New data shows that the average account balance broke records after increasing to $99,900 in the third quarter.
Help workers avoid a Medicare trap that could increase taxes
Under the rules, seniors face a tax liability for HSA contributions if they carry health coverage other than the high-deductible policy.
Roth 401(k) plans not fully appreciated by many workers
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Roth 401(k) plans not fully appreciated by many clients
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Canada reaches agreement on expanding national pension plan
The expanded Canada Pension Plan is aimed at countering dwindling workplace pension access for younger generations pinched by a weak economy and soaring home prices.
