Why some advisors prefer HSAs over IRAs for retirement savings
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
HSAs
5 ways advisors can get more out of HSAs
Advisors suggest multiple ways that clients can maximize the triple tax advantages of health savings accounts (HSAs) while avoiding penalties.
White Paper Closing the HSA/CIP gap: a guide for employers
Fix HSA gaps fast—boost account activation and ensure employees get full benefits value.
Benefits Think Help employees maximize tax savings with HSA expense tracking
A comprehensive look at the multiple health and financial advantages HSAs can offer, and how to make sure workers don't miss out.
Itamar Romanini
HSA Store
Case Study How Intermountain Health achieved 80% HSA enrollment and built a culture of savings
Learn how Intermountain Health saved $10.5M annually while boosting employee financial wellbeing
Expanding HSA eligibility could pay for GLP-1s
With about 7 million additional Americans expected to sign up for HSAs, these vehicles can help finance costly GLP-1s.
Young workers plagued by ‘planxiety’ during open enrollment
This confusion can cost both employees and employers more money and time in the long run.
The big changes to HSAs and what they mean for planning
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know.
How an HSA supports employees at every career stage
In this webinar, we'll explore how to communicate the value of HSAs to employees at every stage of their career: helping early-career professionals build smart financial habits, supporting mid-career employees facing growing healthcare expenses, and showing late-career workers how HSAs can complement their retirement planning.
Vast majority of HSA savers skip the investing option
Despite health savings accounts being highly tax-advantaged, most savers do not fully utilize their unique benefits, new data from the Employee Benefit Research Institute shows.
80% of Americans are stressed about daily expenses. Benefits can help
A survey from Equitable found that people at every income level are feeling the pressure of inflation.
$1M in HSA is a rosy projection. But smaller savings still pay off
The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that advisers can use to highlight the value of HSAs.
How HSAs pay off in retirement — with caveats
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules.
Web Seminar Unlocking the value of HSAs: Trends, truths, and what’s next
HSAs are gaining popularity for good reason, but they're still largely misunderstood and underutilized by employees.
Web Seminar Hit the HSA bullseye: Targeted strategies to drive engagement across all workforce demographics
In this presentation, Mark Griffiths, UMB's HSA expert, weighs in on how targeted messaging can help all your employees understand and appreciate the value of an HSA, regardless of their age, income, financial acumen, or where they are on their retirement journey.
These common HSA mistakes can cost clients
Planners can help savers avoid higher taxes, IRS penalties and Medicare headaches by guiding them through the strict guidelines for the accounts.
Benefits Think HSAs should be promoted as way to supplement retirement savings
They can be a more tax-effective way to save for retirement than an IRA for those who are able to max out contributions and pay for medical expenses with other funds.
Christa Day
ECFC
Benefits Think 4 things employers must do to keep current on HSA rules and regulations
There are many benefits to offering HSAs. But there are also some responsibilities that employers should be aware of.
Barbara Van Zomeren
Ascensus
White Paper Three ways an HSA can pave the way towards a financially healthy retirement
Motivate your employees to maximize their benefits and plan for a healthier, more secure retirement.
Benefits Think Health savings accounts — benefits worth fighting for
Because HSAs are still relatively young, it can be difficult to implement them effectively to make the most of what they have to offer.
Greg Puig
Sentinel Benefits & Financial Group