Bill targets $10M+ retirement accounts with new distribution rules
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.
Roth 401(k)
Ready, set, Roth: How 401(k) catch-ups are changing in 2026
The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.
Older workers are staying in the job market. Here’s why
The spike in the number of older employees in the workplace reflects a trend over the past decade.
Why Gen X is the least prepared for retirement
While retirement readiness among Americans has improved in general, Gen Xers are struggling with housing, college and medical costs, a survey finds.
Now might be a good time to save in Roth accounts
Contributing to these accounts makes sense for clients who anticipate higher tax rates in the future.
How employees can negotiate a ‘phased retirement’
Seniors who negotiate for such an arrangement should consider their finances, flexibility and mutual benefits.
Bill could jeopardize savings accounts for clients with Medicare
Withdrawals for non-medical expenses would no longer be penalty-free under the proposal.
Benefits Think 4 underutilized benefits to help employees build wealth
With steep competition for talent, it’s important clients think outside the conventional benefits packages to help their workforce build retirement savings.
Shobin Uralil
Lively
Benefits Think 4 underutilized benefits to help your employees build wealth
With steep competition for talent, it’s important to think outside the conventional benefits packages to help your workforce build retirement savings.
Shobin Uralil
Lively
The one huge expense most retirees aren’t ready for
An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.
Nearly half of baby boomers make this pricey mistake
As much as 46% believe Medicare will cover the costs of long-term care.
Helping clients build a better 401(k)
How state mandated employer-provided retirement plans may pave the path for a national model.
6 guidelines for a happy retirement
Want to have a fulfilling retirement? Employees are advised to set goals and have a bucket list of activities that will make them productive.
Pick a better health insurance policy
Premiums appear to be stabilizing finally and even dropping in some states.
IRS allows student loan repayment benefits within 401(k) plans
Even though the program was created by a large multinational corporation, companies of all sizes could utilize this approach.
New retirees: Don’t overlook this tax-planning sweet spot
Seniors are likely to be in a lower tax bracket in the few years after retirement, creating a "sweet spot" for them to convert some of their traditional 401(k) or traditional IRA assets into a Roth account.
One big retirement lie and what workers need to know about it
Socking away all retirement savings in traditional 401(k) and IRA accounts may no longer be wise.
401(k)s could be a casualty of Trump’s trade war
The real question is what effect Trump’s escalating trade war will have on profits for the rest of the year.
Here’s how the timing of Social Security could ruin employees’ finances
If retirees intend to rely heavily on Social Security for income, they should consider adjusting the timing of their bills to the date that they will receive their benefits.
Do employees know the differences in the various IRAs?
The differences generally come down to investor eligibility and when taxes are paid, but that can have a significant impact.
