Higher interest rates fuel retirement account annuities
Employees may want to cash in their retirement accounts but other variables complicate the outlook.
Annuities
Higher interest rates fuel retirement account annuities
Employees may want to cash in their retirement accounts but other variables complicate the outlook.
More savers are rejecting retirement accounts in favor of these investments
Data from retail investors firm Hearts & Wallets show that the number of clients owning taxable brokerage accounts has increased 10% over the past five years.
Before choosing an annuity, know the tax implications
Annuities can be qualified or non-qualified and are subject to different tax treatments. There are also estate tax consequences as well as tax penalties to consider.
Solving the healthcare puzzle with a health savings account
Workers with a high-deductible health plan will be better off setting up a health savings account, which offers tax benefits for savings earmarked for future medical expenses.
Social Security checks lower than many workers expect
Many employees expect to collect more than they actually will, which can prompt them to retire and file for benefits early and, in turn, reduce their actual payouts.
Many Americans go broke in retirement, but others grow their wealth
Many retirees kept their financial assets for at least 20 years after retiring, according to a study by the Employee Benefit Research Institute.
Workers putting retirement savings ahead of regular savings
New research finds that Americans are stashing more cash in their 401(k)s than in savings account.
3 reasons workers should claim Social Security early
Employees looking to launch a business should consider collecting their retirement benefits early.
7 ways to travel more in retirement
Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.
7 ways to travel more in retirement
Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.
Should retirees avoid the stock market?
Retired workers should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
Should retirees avoid the stock market?
Those who leave the workforce should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
Are American seniors sicker and poorer than their peers elsewhere?
Indeed they are. Not only are they less healthy, they are more likely to worry about not having enough funds for housing, utilities and other necessities.
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
Should workers use reverse mortgages in retirement?
Far too many financial advisors overlook home equity as part of a retirement income plan.
Government report sounds alarm on retirement crisis
The government should promote universal access to retirement savings and give workers more options for the spend-down phase of retirement, according to the study.
Government report sounds alarm on retirement crisis
The government should promote universal access to retirement savings and give Americans more options for the spend-down phase of retirement, according to the study.
Is an annuity a good deal? Retirement Scan
Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
