Is an annuity a good deal?
Retirees who are considering investing can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
Annuities
Why workers should avoid tapping retirement plans after disasters
The IRS is relaxing some rules to make pulling money from retirement plans easier after hurricanes Irma and Harvey, but clients should remember the taxes and penalties associated with withdrawals are unchanged,
Why clients should avoid tapping retirement plans after disasters
The IRS is relaxing some rules to make pulling money from retirement plans easier after hurricanes Irma and Harvey, but clients should remember the taxes and penalties associated with withdrawals are unchanged,
4 ways to cut fat 401(k) retirement fees
To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.
Employees should avoid these 3 Social Security mistakes
Workers may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.
The best way to get guaranteed income in retirement
Employees should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.
The best way to get guaranteed income in retirement
Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.
New take on fixing 83% of Social Security’s cash woes
A bipartisan bill calls for an increase in full retirement age two months every year between 2022 and 2034 and indexing normal retirement age to life expectancy.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
Charity donations can count toward employees’ IRA withdrawals
From a tax perspective, donating required minimum distributions from a traditional IRA to a qualified charity is a smart move for retirees.
Charity can count toward clients’ IRA withdrawals
From a tax perspective, donating required minimum distributions from a traditional IRA to a qualified charity is a smart move for retirees.
Should workers invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
Should clients invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
This holiday season, consider a Roth IRA
Although clients pay taxes on the contributions they make, they can still expect tax savings as their money grows tax-free and future distributions are exempt from taxes.
Five things to do five years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
5 things to do 5 years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
How to help employees prepare for death of spouse
Clients in this situation will need to gather a lot of paperwork, including at least eight certified copies of the spouse's death certificate for life insurance, among other reasons.
Should clients ever put all their savings in stocks
It's misguided to treat Social Security as bonds since clients can't sell a portion of their Social Security when they need to raise funds.
Should clients ever put all their savings in stocks: Retirement Scan
It's misguided to treat Social Security as bonds since clients can't sell a portion of their Social Security when they need to raise funds.
