Bill targets $10M+ retirement accounts with new distribution rules
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.
IRAs
The pros and cons of rolling over a client’s 401(k)
There's value in having money in one place, but some 401(k) rules make rollovers more trouble than they're worth.
How does your state rank in retirement savings?
A new SmartAsset study finds that retirement savings vary widely by state in 2026. See how your state ranks.
Why older Americans are stuffing their IRAs right now
With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.
Self-directed SIMPLE IRAs: What employers need to know
SIMPLE IRAs provide greater investment flexibility than traditional options, making them appealing to employers and employees alike.
DOL to appeal court stays on fiduciary rule for retirement advice
The court filings seek to overturn two injunctions federal courts imposed after finding the Department of Labor's new conduct standard is too similar to a previous one vacated in 2018.
Half of America stopped saving for retirement last year amid soaring inflation
Additionally, one in three adults with long-term nest eggs pulled out money for daily living costs, a U.S. News & World Report survey found
Ascensus exec: 529 and ABLE plans can shore up families’ financial futures
Peg Creonte, president of government savings at Ascensus, explains how tax-advantaged savings programs can be a key to long-term financial wellness.
5 ways ‘SECURE 2.0’ legislation could change retirement savings
A new bill taking shape in Congress is full of popular ideas and backed by both parties. But some experts say it doesn’t go far enough.
To make 401(k)s more accessible, this company is helping make them portable
The current system doesn’t support the growing independent workforce, hybrid teams and isn’t supported by evolving digital technology — which could have big repercussions for employers.
Employees may be losing out on $700K in ‘forgotten’ 401(k)s
As more and more employees gear up to leave their jobs in a post-pandemic hiring frenzy, economists fear the issue will only get worse.
A financial planning benefit all military families should know about
In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.
Workplace retirement benefits still make long-term savings hard
Employers shifting from defined benefit plans to defined contribution plans has made putting money away more complicated.
Retirement accounts at ‘serious risk’ as COVID-19 spurs bankruptcies
To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.
ERISA savings plans: A cautionary tale for clients
If the court ends up making this choice, intended family members may lose out — all for want of filling out a one-page form.
Is coronavirus forcing your clients to retire early? Here are some options
Those who feel they have inadequate savings may consider going back to work after the pandemic, even if it's on a part-time basis, according to an expert.
Should clients change their retirement plans because of coronavirus?
Gauging any possible changes to their health insurance coverage is just one consideration they must address before they retire.
Should your clients stop contributing to their 401(k) in a crisis?
Market volatility brought on by the coronavirus pandemic may present a great time to invest, as many stocks are being sold at bargain prices.
It’s a critical time to protect retirees and seniors’ finances
Older clients are advised to take extra steps to protect their finances as the current crisis may leave them prone to making poor financial decisions.
How to build an emergency fund in the middle of an emergency
Clients are advised to minimize spending and tap possible sources of cash and credit, including their tax refund.
