Everything you need to know about robo-advisers
Betterment, Blooom and Captain401 bring new choices to the 401(k) investment advice space. Are they a good fit for your organization?
Financial planning
Everything you need to know about robo-advisers
Betterment, Blooom and Captain401 bring new choices to the 401(k) investment advice space. Are they a good fit for your organization?
Benefits Think CDPQ eyes U.S. market with infrastructure investment model
Canadian institutional money manager Caisse de dépôt et placement du Québec sets its sights on the U.S. market with its new infrastructure investment model, CDPQ Infra.
Joel Kranc
KRANC COMMUNICATIONS
Benefits Think Intel lawsuit raises new concerns for plan sponsors
Commentary: A former Intel Corporation employee is suing the company for allegedly breaching its fiduciary responsibilities by investing employees retirement money in risky and high-cost hedge funds and private equity funds.
Brian Menickella
The Beacon Group of Companies
Student loan debt hindering retirement savings
401(k) and other defined contribution plan sponsors report high participation rates by millennials; however, millennials with student loan debt are saving at a lower rate.
NFL aims to keep players financially fit
The NFL and the NFL Players Association work together to build a comprehensive wellness program that helps retired football players better transition into a life without football, both financially and emotionally.
Benefits Think Mathematical illiteracy and its effect on retirement planning
Commentary: While illiteracy is a source of embarrassment for people, innumeracy is often a source of pride. A significant number of people believe the lottery is their best strategy for accumulating a substantial nest egg, and this is a problem, says The Principals Aaron Friedman.
Aaron Friedman
Principal Financial Group
More than half of women very concerned about retirement savings
Many women contribute to their workplace retirement plans, but are also are very concerned about not being able to retire when and how they want to, implying that they may not be saving enough to feel secure about reaching their retirement goals.
Employees slow to embrace Roth 401(k)s
More companies are offering both a traditional 401(k) plan and a Roth 401(k) but plan participants are not as quick to embrace the Roth 401(k) as their employers are.
Employers struggle to engage employees in wellness
Many companies have embraced financial incentives as a way to encourage participation in wellness programs, but workers still express concerns about privacy and not wanting their employers to be involved in their health and well-being.
Benefits Think Why 401(k) plan sponsors shouldnt use custom TDFs
Commentary: Theres nothing so wrong with existing target-date fund options that warrant taking on the level of risk that appears to come with a customized TDF series.
Robert C. Lawton
Lawton Retirement Plan Consultants
Transamerica launches retirement plan product for small businesses
Small business owners dont always have the resources or know-how to establish 401(k) plans for their employees.
Helping employees get on the right retirement track
The majority of workers have no idea if theyre on track to meet their retirement goals. What role do employers play in helping them find out?
Benefits Think What’s the right 401(k) contribution rate?
Student loan debt, the need to save to buy a car or home or other priorities may cause many younger workers to forgo 401(k) contributions early in their careers. What can employers do to help them catch up?
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think The IRS wants to pay you to save
Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits health and retirement.
Chad Parks
Ubiquity Retirement + Savings
Small employers have new retirement plan option with myRA
Small employers who dont offer 401(k) plans to their employees have a new option with the federal governments myRA program, officially launched today by the U.S. Department of the Treasury.
Obama’s MyRA retirement savings plan goes nationwide
MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.
Fidelity launches partial administration service for company stock plans
The service is designed for plan sponsors that want to manage their stock plan records in-house but are looking for employee servicing, guidance and brokerage services.
Congress hears testimony on small-business retirement challenges
Several retirement industry experts met on Capitol Hill Wednesday in a continued push to encourage better access to retirement plans for small businesses, championing bipartisan reforms to multiple-employer plans.
Benefits Think 401(k) plan sponsors can pay it forward by embracing roll-ins
Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.
Spencer Williams
Portability Services Network and Retirement Clearinghouse