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Ownership of life insurance has been on a steady decline, and the reason many experts point to are other more pressing financial priorities particularly with retirement income becoming such a hot priority.
Workers and retirees know what they should be doing to prepare for retirement but when it comes to action, neither group is prepared.
Aflac says it will now pay out certain voluntary benefit claims in one business day, an announcement that industry experts say will likely force competitors to follow suit.
Despite the trend towards online enrollment, employers who deploy a self-service enrollment for their workforce often discover that it can backfire, resulting in frustrated employees.
Health plan providers may soon face the similar detailed fee disclosure requirements as retirement plan providers under the Department of Labors (DOL) 408(b)(2) regulations.
The consultancys Web portal enables a variety of plans to be offered by employers, who are cutting back on benefits for retirees.
Another bullish forecast about private HIX growth estimates that the roughly 2.5 million current enrollees (excluding retirees) could triple in the coming year.
Consumers cite complex language, lack of time as roadblocks to making a purchase, study finds.
Both groups place a high importance on life insurance and are most receptive to it, LIMRA finds.