Healthcare costs are testing the limits of what employers and employees can reasonably sustain. Premiums continue to climb faster than wages and inflation, and the consequences are showing up in plain sight. Employers absorb the increases at renewal. Employees feel them at the hospital and the pharmacy counter, often delaying or skipping care altogether because coverage has become too expensive to use, according to data from Imagine360.
In short, many average Americans who get their health insurance from their employer have become functionally uninsured.
