For many seniors, retirement gets more expensive if Senate’s health care bill is passed
Older Americans would be subject to an "age tax" under the Senate legislation designed to revamp the Affordable Care Act, says an expert with the AARP.
Retirement scan
For many seniors, retirement gets more expensive if Senate’s healthcare bill is passed
Older Americans would be subject to an "age tax" under the Senate legislation designed to revamp the Affordable Care Act, says an expert with the AARP.
A novel fix for Social Security?
Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming Social Security crisis, says expert.
Gold and silver IRAs: Approach with caution
Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,
How much investing risk should employees take in retirement?
Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.
A novel fix for Social Security?
Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming crisis.
How early retirees can get cheaper health insurance
Retirees who retire before 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 (for singles) or $16,240 and $64,960 (married couples).
How much investing risk should clients take in retirement?
Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.
The one retirement expense that might catch clients off guard
Retirees should not underestimate the impact of taxes on their income after they leave the workforce, as their tax liability could reduce substantially their net earnings.
Potential Social Security changes and how they could impact clients
The Senior Citizens League says that seniors on Social Security can expect an increase in cost of living adjustments not seen since 2012.
Potential Social Security changes and how they could impact clients
The Senior Citizens League says that seniors on Social Security can expect an increase in cost of living adjustments not seen since 2012.
Social Security benefits vs. rising health care costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total Social Security benefits.
Social Security benefits vs. rising healthcare costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total benefits.
Long-term care insurers steering through tough times
Many carriers offering long-term care coverage are experiencing financial woes and may no longer guarantee payments when clients need them.
Long-term care insurers steering through tough times
Many carriers offering LTC coverage are experiencing financial woes and may no longer guarantee payments when clients need them.
One adviser shuns LTC insurance — but says this is a better idea
An alternative is a hybrid long-term-care policy with features of traditional LTC insurance and cash-value life coverage that grows over time.
These funds can help boomers avoid 50% tax penalty
A new line of mutual funds can help retirees manage their RMDs – which many fail to take – and avoid the hefty penalty.
These funds can help boomers avoid 50% tax penalty
A new line of mutual funds can help retirees manage their RMDs – which many fail to take – and avoid the hefty penalty.
Why women gain more than men by working longer
Women often have more years of low income—or no income—at some point in their careers.
Why women gain more than men by working longer
Women often have more years of low income—or no income—at some point in their careers.
