401(k) myths employees can’t afford to believe
Workers should not necessarily consider a 401(k) the first stop for retirement savings.
Retirement scan
How misinformation from Social Security can cost tens of thousands
Seniors should consider getting a second opinion when developing a Social Security claiming strategy, as they might be ill-advised the first time.
How to handle finances when only one spouse retires
The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.
How to handle finances when only one spouse retires
The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.
4 strategies that can help create durable income in retirement
To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.
4 strategies that can help create durable income in retirement
To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.
The best way to get guaranteed income in retirement
Employees should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.
The best way to get guaranteed income in retirement
Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.
3 smart Roth IRA moves investors can make right now
When investing in a Roth IRA, retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced investments.
Smart Roth IRA moves investors can make right now
Retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced options.
Is there really a retirement-savings crisis?
Two experts weigh in on whether there is a looming retirement crisis in the U.S., and provide opposite views on the issue.
Is there really a retirement-savings crisis?
Two experts weigh in on whether there is a looming problem in the U.S., and provide opposite views on the issue.
The college graduate’s guide to saving for retirement
Young people are advised to start building their nest egg as soon as they land a job after graduating from college.
The college graduate’s guide to saving for retirement
Young people are advised to start building their nest egg as soon as they land a job after graduating from college.
Don’t let long-term care devastate employees’ retirement
Long-term care brings hefty costs, which won't be completely covered by Medicare, so clients may want to consider living-benefits products, an asset-based long-term care coverage or an annuity.
Can clients roll over 401(k) directly into a Roth IRA?
Under new laws, plan participants are allowed to take such action without any upfront tax consequences.
Retirees show success in replacing pre-retirement income
Most Americans maintain or even increase their spendable incomes after they started collecting Social Security, according to one of the experts who conducted a study.
Any benefit to delaying retirement past age 70?
Delayed retirement credits only accrue to age 70, but there still may be tax issues to consider.
How millennials investors can save the world
ESG investing is one way to motivate young clients and boost their contributions.
How millennials can save the world
ESG investing is one way to motivate young clients and boost their contributions.
