Investment strategies

Starting next year, all of its existing RIA non-retirement clients' cash balances will be moved from higher-yield money market funds to FCASH — a lower-yield cash management product.

Two new ETFs, the FIRE Funds Wealth Builder ETF (FIRS) and FIRE Funds Income Target ETF (FIRI), cater to the growing FIRE movement.

The Goldman Sachs 2024 Retirement Survey & Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit required to meet them.

The case for better aligning default options with income needs is undeniable. But how can we best implement these choices?

Clients are advised to keep some of their savings in cash and focus on their long-term prospects.

Financial planners should at least consider modeling early retirement to prepare clients for the possibility of uncertainty, says Morningstar.

Administrators can improve their year-end process to wrap up outstanding dispositions and plan for tax season.

“There definitely will be people who don’t win in this,” says Altruist founder Jason Wenk.

Help your employees take full advantage of the investment savings and healthcare spending benefits of HSAs.

Workers, 35 and under, view stock plan benefits differently than older generations, and want greater participation in companies’ growth potential.

If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.

Not having a full understanding could hurt workers’ retirement prospects by causing them to possibly miss out on their employer’s match or not reducing their taxable income as much as possible.

The Pension Benefit Guaranty Corp. is facing a $54 billion deficit for insuring multiemployer plans in unionized industries, says the GAO report.

Those who signed up in the past year will get a smaller pension than they would under the old system, but they can expect additional benefits from the tax-advantaged Thrift Savings Plan.

Although the test is complicated and misunderstood, eliminating it could “do more harm than good,” according to an expert.

Although earnings in a deferred annuity will not be included in an investor's adjusted gross income, future withdrawals from the annuity could trigger a bigger tax bill.

Working longer and taking on a part-time job are two of the simple strategies for workers to curb the impact of a market correction. But there are other tips to consider as well.

Taking these steps can help clients insulate themselves from some of the market volatility that we've been experiencing recently, says one expert.

“Consolidation is gaining steam instead of losing steam. There are even bigger and bigger acquisitions happening,” says Zywave CEO Jason Liu.

Factors including low interest rates may have contributed to success.