Roth IRA, 529, insurance: What’s best for college savings?
Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.
Roth IRAs
Roth IRA, 529, insurance: What’s best for college savings?
Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.
3 smart money moves for workers in their 40s
One important somber step for 40-something clients is to consider what happens to their assets when they die.
6 tax-efficient ways workers can keep more of their retirement savings
A reverse rollover from IRAs to other retirement plans is an option that enables investors to improve their tax efficiency.
6 tax-efficient ways clients can keep more of their retirement savings
A reverse rollover from IRAs to other retirement plans is an option that enables investors to improve their tax efficiency.
How investors sabotage their portfolios
Retirement savers sometimes make investing decisions that can hurt their portfolios if they are not aware of their tolerance level to risk.
6 myths about IRAs employees can’t afford to believe
Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.
6 myths about IRAs that clients can’t afford to believe
Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.
What baby boomers need to know about RMDs
IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.
What baby boomers need to know about RMDs: Retirement Scan
IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.
Why reverse mortgages are worth a look: Retirement Scan
The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.
Why reverse mortgages are worth a look
The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.
The surprises of retirement: Retirement Scan
Changing a Medigap plan during the open enrollment could be costly for clients, especially when the switch happens outside the initial six-month window.
Retirement crisis? There are 3, says Bogle: Retirement Scan
The country's retirement crisis is not only limited to Social Security's insolvency issues, says Vanguard founder Jack Bogle.
Retirement crisis? There are 3, says Bogle: Retirement Scan
The country's retirement crisis is not only limited to Social Security's insolvency issues, says Vanguard founder Jack Bogle.
Will employees’ savings withstand inflation: Retirement Scan
For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.
Will employees’ savings withstand inflation: Retirement Scan
For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.
Average retiree will see Social Security benefit decrease: Retirement Scan
A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.
Average retiree will see Social Security benefit decrease: Retirement Scan
A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.
It’s time for boomer clients to spend — and pay taxes on — their 401(k)
A generation crosses a finish line and finds the IRS waiting. Here are some tips to help them minimize the bite.
