Roth IRAs

Generation Z is favoring Roth accounts like no generation before, new Fidelity research shows.

SIMPLE IRAs provide greater investment flexibility than traditional options, making them appealing to employers and employees alike.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.

For one, clients will owe taxes still on the distributions, unless they recontribute the money into the account within three years.

While some retirees have seen a substantial increase in spending, many others are enjoying financial freedom.

More than a quarter of women in a recent survey say they are confident they will comfortably retire, while almost a third of men voiced the same confidence.

Seniors choosing between traditional and Roth IRAs must account for their current and future tax rates.

The spike in the number of older employees in the workplace reflects a trend over the past decade.

Nearly 48% of younger Americans feel they are not saving enough to secure their lifestyles after leaving the workforce, a report finds.

To reduce the risk of retiring early, seniors are advised to take on a part-time job or downsize to reduce expenses.

“The advice I give is to calculate the financial impact for each option,” an expert says.

This rise of the so-called grey divorce has created a number of uncommon and complex issues for retirement accounts.

Ill-prepared investors are advised to vigorously plan their expenses and aggressively save in their 401(k)s and IRAs.

Contributing to these accounts makes sense for clients who anticipate higher tax rates in the future.

Workers from both generations share similarities — and financial pressures — when planning for retirement, writes an expert.

The gender gap is alive and well when it comes to career timeouts and savings often take the hit.

Chances are high that one or both parents who have left the workforce ahead of their full retirement age are still working out of necessity.

If they fear a sharp downturn, seniors may want to avoid locking up their retirement accounts in long-term bonds.

Seniors who negotiate for such an arrangement should consider their finances, flexibility and mutual benefits.