Employees are turning 65 with no plans to retire: What this means for benefits
More than a third of employees plans to postpone their retirement. What can benefit managers do to ease this transition?
Retirement readiness
Almost 3 out of 10 Americans have no retirement savings
The retirement crisis looms larger than ever as new research shows how many U.S. adults have no long-term savings.
Not your grandpa’s retirement: How the end-of-work landscape has changed
New legislation may help employees get back on the right path for retirement.
10 cities where your retirement dollars will go the furthest
Locales in Florida top the ten best cities for retirement, for their affordability and access to quality healthcare.
Employees may be losing out on $700K in ‘forgotten’ 401(k)s
As more and more employees gear up to leave their jobs in a post-pandemic hiring frenzy, economists fear the issue will only get worse.
Surge in early retirements exposes inequalities among baby boomers
Many low-paid workers without much retirement savings found themselves forced out of their jobs with little prospect of finding employment again. Retiring before the full retirement age will result in a cut in their Social Security benefits, by as much as 30%.
Tempted to retire early? Consider two critical factors
If you have a special number in mind for your golden years, it should be how much you’ll be able to spend each year. And financing that spending brings many new risks into the picture.
Affluent Americans rush to retire in new ‘life-is-short’ mindset
About 2.7 million Americans age 55 or older are contemplating retirement years earlier than they’d imagined because of the pandemic.
Pandemic-battered workers change retirement plans — to work longer
More than a third of respondents who said they’d retired earlier than planned said a hardship like a health problem or disability was the reason.
Benefits Think Want or need to retire early? Here’s how to pay for it
While early retirement might sound appealing, it can be a struggle for those who don’t have sufficient income to pay their bills.
Alan Becker
Retirement Solutions Group
Helping employees build their post-COVID future
Employee Benefit News' March/April issue explores how workplaces are navigating pandemic challenges and making plans to return to the office.
COVID-19 is forcing more employees into early retirement
As the job market begins to rebound, new opportunities may not be available to everyone.
Remote work helps older workers stay on the job
The advent of the Internet and other technology advances in recent years has made working from home — whether for themselves or corporations — much easier than in the 1980s when only 10% of Americans could pull that off.
Top 10 states for a healthy and affordable retirement
Which state was ranked the best place to retire? WalletHub rated the best states for retirement, based on affordability, quality of life and overall health.
Nationwide employer mandate could dramatically boost retirement savings
If the federal government embraced the model of states like California and Oregon, as many as 40 million more workers might start saving, researchers say.
A financial planning benefit all military families should know about
In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.
Workplace retirement benefits still make long-term savings hard
Employers shifting from defined benefit plans to defined contribution plans has made putting money away more complicated.
Views 3 actions to help your retirees choose the right Medicare plan
Older American workers are feeling more unsettled than ever as the COVID-19 pandemic marks the second major financial setback they’ve endured in little more than a decade.
Benefits Think 5 ways HR can help millennials be smarter than their parents about retirement
Saving for retirement is undermined when employees are also building up debt at the same time.
Richard Barrington
MoneyRates.com
Benefits Think Every dollar counts in today’s zero-interest-rate environment
With rates likely to remain low, investors, and especially participants in sponsored 401(k) plans, need every dollar they can save to achieve their goals in retirement.
Spencer Williams
Portability Services Network and Retirement Clearinghouse