Retirement readiness

More than a third of employees plans to postpone their retirement. What can benefit managers do to ease this transition?

The retirement crisis looms larger than ever as new research shows how many U.S. adults have no long-term savings.

New legislation may help employees get back on the right path for retirement.

Locales in Florida top the ten best cities for retirement, for their affordability and access to quality healthcare.

As more and more employees gear up to leave their jobs in a post-pandemic hiring frenzy, economists fear the issue will only get worse.

Many low-paid workers without much retirement savings found themselves forced out of their jobs with little prospect of finding employment again. Retiring before the full retirement age will result in a cut in their Social Security benefits, by as much as 30%.

If you have a special number in mind for your golden years, it should be how much you’ll be able to spend each year. And financing that spending brings many new risks into the picture.

About 2.7 million Americans age 55 or older are contemplating retirement years earlier than they’d imagined because of the pandemic.

More than a third of respondents who said they’d retired earlier than planned said a hardship like a health problem or disability was the reason.

While early retirement might sound appealing, it can be a struggle for those who don’t have sufficient income to pay their bills.

Employee Benefit News' March/April issue explores how workplaces are navigating pandemic challenges and making plans to return to the office.

As the job market begins to rebound, new opportunities may not be available to everyone.

The advent of the Internet and other technology advances in recent years has made working from home — whether for themselves or corporations — much easier than in the 1980s when only 10% of Americans could pull that off.

Which state was ranked the best place to retire? WalletHub rated the best states for retirement, based on affordability, quality of life and overall health.

If the federal government embraced the model of states like California and Oregon, as many as 40 million more workers might start saving, researchers say.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

Employers shifting from defined benefit plans to defined contribution plans has made putting money away more complicated.

Older American workers are feeling more unsettled than ever as the COVID-19 pandemic marks the second major financial setback they’ve endured in little more than a decade.

Saving for retirement is undermined when employees are also building up debt at the same time.

With rates likely to remain low, investors, and especially participants in sponsored 401(k) plans, need every dollar they can save to achieve their goals in retirement.