Social Security benefits vs. rising health care costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total Social Security benefits.
Target date funds
Social Security benefits vs. rising healthcare costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total benefits.
Benefits Think 7 questions every plan sponsor should ask their TDF provider
These inquiries are guideposts for how employers can begin an evaluation process of target date fund offerings.
Jake Gilliam
Charles Schwab Investment Management
3 financial risks that retirees underestimate
Clients are likely to overlook the possibility of portfolio failure, unexpected financial responsibility and health issues.
Companies compete to bring lowest cost TDFs to market
Charles Schwab creates waves with its new series of target-date funds.
Companies compete to bring lowest cost TDFs to market
Charles Schwab creates waves with its new series of target-date funds.
Retirement scan: 401(k) tips for young employees
Why timing is so important for college graduates when making contributions to their employers' 401(k) plans.
Retirement scan: 401(k) tips for young employees
Why timing is so important for college graduates when making contributions to their employers' 401(k) plans.
Benefits Think 10 best practices in 401(k) plan design
Retirement plan design must include participant investment advice, online education and automatic features, says adviser Robert C. Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think 10 best practices in 401(k) plan design
When designing a retirement plan, participant investment advice, online education and automatic features must all be considered, says adviser Robert C. Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Employers advised to weigh all variables in TDF customization
Russell Investments goes a step further than target-date funds based on participant demographics at the plan sponsor level by enabling automated TDF customization at the participant level.
Employers advised to weigh all variables in TDF customization
While the 401(k) marketplace is crowded with asset managers anxious to create customized target-date funds based on participant demographics at the plan sponsor level, Russell Investments goes a step further by enabling automated TDF customization at the participant level.
Why plan sponsors should look at TDFs with short-term TIPS
Shorter term Treasury Inflation Protected Securities — those with a bond maturity of zero to five years — do a better job of controlling inflation in a target-date fund than mid-term or long-term TIPS, according to SEI.
Why plan sponsors should look at TDFs with short-term TIPS
Shorter term Treasury Inflation Protected Securities — those with a bond maturity of zero to five years — do a better job of controlling inflation in a target-date fund than mid-term or long-term TIPS, according to SEI.
Benefits Think Should retirement advisers continue to rely on stable value funds?
Already included as core offerings in most employer plans, SEC money market reform will likely make them even more attractive.
Preet Prashar
Pavilion Advisory Group
Behind the growing popularity of target-date funds
Simplicity and cost-effectiveness have helped drive increased usage of TDFs among retirement plan members and experts say the investment vehicle will likely see more customization in the future.
Understanding the growing popularity of target-date funds
Simplicity and cost-effectiveness have helped drive increased usage of TDFs, which will likely see more customization in the near future, experts say.
Employees’ lack of knowledge about TDFs seen as adviser opportunity
Workers’ understanding of target date fund is lacking, leading to a failure by many to rebalance other assets in their retirement plan portfolios, new research suggests
Target-date funds not being used appropriately
Research from Financial Engines suggests many TDF investors ‘misuse’ the funds because they fail to rebalance other assets in their retirement plan portfolios.
