How enhanced 45F childcare tax credit can increase your benefits buying power

Published Updated 5 Min Read

Mom and son walking to daycare, school, smiling
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  • Key insight: The reason benefit leaders should re-evaluate the 45F tax credit for 2026 and beyond.
  • Supporting data: 46% of children living in a specific type of underserved region.
  • Forward look: Enhanced federal childcare credit can sometimes be stacked with state and other options to create more options for employers.
    Source: Bullets generated by AI with editorial review
  • An increase of allowed credit for any taxable year from $150,000 to $500,000 ($600,000 for eligible small businesses) and adjusting such amounts for inflation after 2026;
  • An increase of the percentage of qualified childcare expenditures that are used to determine the credit from 25% to 40% (50% for eligible small businesses); 
  • Addressing joint ownership or operation of a qualified childcare facility.
Lee Hafner
Editor

Lee joined the EBN team in 2022, and covers areas including caregiving, employee health and wellness, healthcare innovation, and company culture. She created EBN's popular Benefits in Action and … Read full bio


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