Benefits Think Behavioral science strategies for designing retirement plans

Published Updated 5 Min Read

Woman with short gray hair in office talking on phone, holding paper
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Retirement is top of mind for Americans — and for good reason. Among eight key financial concerns, U.S. adults consistently rank saving for retirement as their number one worry. Yet, despite this awareness, many employees fall short of their savings potential, hindered by complex decisions about how much to contribute or which investments to choose.

With the majority of non-retired Americans expressing doubt about their retirement readiness, employers have a unique opportunity — and responsibility — to address these challenges. For many workers, an employer-sponsored retirement plan is the primary, and sometimes only, vehicle for building long-term financial security.

Heidi Johnson
Senior director of behavioral economics

As the Senior Director of Behavioral Economics at Financial Health Network, Heidi Johnson leads the application of behavioral insights to design and deliver effective financial … Read full bio


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