The best way to get guaranteed income in retirement
Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.
Investments
Is there really a retirement-savings crisis?
Two experts weigh in on whether there is a looming retirement crisis in the U.S., and provide opposite views on the issue.
Is there really a retirement-savings crisis?
Two experts weigh in on whether there is a looming problem in the U.S., and provide opposite views on the issue.
Don’t let long-term care devastate employees’ retirement
Long-term care brings hefty costs, which won't be completely covered by Medicare, so clients may want to consider living-benefits products, an asset-based long-term care coverage or an annuity.
Can clients roll over 401(k) directly into a Roth IRA?
Under new laws, plan participants are allowed to take such action without any upfront tax consequences.
How millennials investors can save the world
ESG investing is one way to motivate young clients and boost their contributions.
How millennials can save the world
ESG investing is one way to motivate young clients and boost their contributions.
Benefits Think The digital key to serving millennial retirement savers
Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.
Silviya Simeonova
Corporate Insight
3 reasons target date funds aren’t right for anyone
There is no guarantee that TDFs generate the needed returns, and these funds may have hidden multiple fees, an expert explains.
New take on fixing 83% of Social Security’s cash woes
A bipartisan bill calls for an increase in full retirement age two months every year between 2022 and 2034 and indexing normal retirement age to life expectancy.
Benefits Think Could housing investment opportunities better motivate employees to save?
Workers want more diversified options for how to spend money traditionally accumulated in workplace retirement accounts, a study by financial services group Alexander Forbes finds.
Pravin Thakur
MDRT South African Committee
70 is the new 65 for retirement
Among workers age 60 and older, 50% intend to wait to retire, or have no plans to retire at all,
Benefits Think 7 questions every plan sponsor should ask their TDF provider
These inquiries are guideposts for how employers can begin an evaluation process of target date fund offerings.
Jake Gilliam
Charles Schwab Investment Management
70 is the new 65 for retirement
Among workers age 60 and older, 50% intend to wait to retire, or have no plans to retire at all,
Benefits Think Could housing investment opportunities better motivate employees to save?
Workers want more diversified options for how to spend money traditionally accumulated in workplace retirement accounts, a South African study by financial services group Alexander Forbes finds.
Pravin Thakur
MDRT South African Committee
Benefits Think The digital key to serving millennial retirement savers
Young employees highly value financial advice but are not receiving enough of it, according to Corporate Insight.
Silviya Simeonova
Corporate Insight
Benefits Think The digital key to serving millennial retirement savers
Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.
Silviya Simeonova
Corporate Insight
Workers’ confidence in savings grows first time in 6 years
The stock market has been on a tear which helps explain the rising optimism in retirement optimism.
Americans’ confidence in their savings grows for the first time in 6 years
The stock market has been on a tear, writes a financial analyst, which helps explain the rising optimism.
Even San Francisco, flush with tech wealth, has pension problems
The city is facing a budget shortfall that will reach $848 million in five years. Increases in pension payments and other payroll costs are driving the gap, according to a five-year financial plan.
