Americans are more confident in their savings for the first time in six years A survey by Bankrate has found that more Americans are becoming more optimistic about their retirement savings, according to this article on MarketWatch. This is the first time after six years of conducting the annual survey that more people voiced confidence about their retirement prospects. “The stock market has been on quite a tear,” which would explain the rising optimism among retirement savers, says a financial analyst with Bankrate. “That account balance looks a lot better, and that could be contributing to that comfort people have with what they’ve accumulated.”

The mistake that will upend your retirement security Investors having big balances in their retirement accounts should not be overly optimistic about their prospects, according to this article on CNBC. That's because their investment returns could be less than what they expect. "The biggest problem investors have is an 'expectations gap,' between the returns that they hope to earn, and the plausible returns on today's low-yielding markets," says an industry analyst.

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