Should workers invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
Investments
Should clients invest $1 million of their retirement savings in an annuity?
While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.
How long do U.S. retirees live compared to peers in other countries?
The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.
How long do U.S. retirees live compared to peers in other countries?
The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.
Claims against Prudential, CapTrust dismissed in 401(k) suit
The organizations did not breach fiduciary duty by offering high-cost mutual funds, judge rules.
Benefits Think Why defined benefit sponsors should diminish return expectations
Expected investment returns in DB plans aren’t what they used to be, says The Principal’s Mike Clark.
Mike Clark
Principal Financial Group
Americans are putting billions more than usual in their 401(k)s
But employer auto-enrollment, rather than employee financial intelligence, may be the reason.
11 top priorities for DC plan sponsors in 2017
Retirement plan sponsors should focus on student loan repayments, the fiduciary rule and more in the coming year.
2016 in review: The year in technology
New innovations gained ground in the benefits industry in 2016, but there’s work to do with employee engagement.
The year in technology: Data tools, robo-advisers and telemedicine
New innovations gained ground in the benefit adviser space in 2016, but there’s work to do with employee engagement.
DC plan advisers reducing the number of provider recommendations
Plan providers must find ways to differentiate their services to be part of advisers’ go-to lists.
This holiday season, consider a Roth IRA
Although clients pay taxes on the contributions they make, they can still expect tax savings as their money grows tax-free and future distributions are exempt from taxes.
DC plan advisers reducing the number of provider recommendations
Plan providers must find ways to differentiate their services to be part of advisers’ go-to lists.
How the Fed rate hike will affect clients’ retirement income
Although retirement investors lose from the decline in bonds' value, they stand to gain from the rising payouts from 10-year Treasury bonds.
How the Fed rate hike will affect clients’ retirement income
Although retirement investors lose from the decline in bonds' value, they stand to gain from the rising payouts from 10-year Treasury bonds.
CEOs can expect $253,088 in monthly retirement income
The total retirement funds of 100 CEOs can match the combined nest eggs of 41% of U.S. households that saved the least for retirement.
CEOs can expect $253,088 in monthly retirement income
The total retirement funds of 100 CEOs can match the combined nest eggs of 41% of U.S. households that saved the least for retirement.
Five things to do five years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
5 things to do 5 years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
Protect a retirement nest egg from a volatile market
Investors nearing retirement should make sure their portfolios are diversified and consider alternative assets, such as real estate, commodities and annuities.
