Pricing drives robo adviser’s fiduciary focus
Guideline Investments charges flat rate that shields participants from AUM fees, touts transparency and payroll integration.
Investments
Benefits Think The hidden DC plan sponsor priority: Plugging leakage, enabling auto-portability
Employers should concentrate on adopting measures that enable seamless plan-to-plan savings portability for participants, especially for employee accounts with less than $5,000.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Help clients come to grips with long-term care
Even high-net-worth clients are reluctant to discuss LTC planning, a new survey finds.
Benefits Think Don’t panic! Proactive steps to reduce market volatility fears
When the Dow soars and dives, advisers need to reassure clients that their employees’ retirement nest egg is safe.
Donald Speakman
The Speakman Financial Group
Retiree do’s and don’ts in a rising-rate environment
After the Fed raised rates, many market participants with fixed-income-heavy investment mixes are wondering what a period of rising interest rates could mean for their portfolios.
401(k) investors: Why boring municipal bonds are exciting for investors
Municipal bonds can be a more lucrative option for some retirement savers than comparable, higher-yielding bonds.
Public pensions need to consider that beneficiaries are living longer
“Public pension plans continue to bury their heads in the sand living in a time warp of decades-old actuarial assumptions,” says a former Connecticut state treasurer.
Fidelity cuts target-date fund fees as competition heats up
Fidelity Investments is trimming fees on the target-date index funds it sells to retirement plans and rolling out new offerings that combine active and passive strategies.
Benefits Think Upgrading individual annuity contract plans to slash rising costs
Academic and non-profit institutions need a new strategy for today’s changing needs.
Chris Schaefer
MV Financial
The case for small-cap value just got stronger — even for retirees
Clients saving for retirement are advised to overweight their portfolio with small-cap value stocks and funds. Here's how.
Tanimura & Antle contributes $21.7 million to employee stock ownership plan
The payment allows the plan to allocate shares of stock to each eligible worker valued at nearly 18% of eligible wages earned during 2017.
Higher interest rates fuel retirement account annuities
Employees may want to cash in their retirement accounts but other variables complicate the outlook.
Benefits Think Why plan sponsors don’t need to be right with their investment picks
Displaying care, skill and due diligence in their methodology is a higher consideration in the process.
Jess DeGabriele
LHD Retirement
Higher interest rates fuel retirement account annuities
Employees may want to cash in their retirement accounts but other variables complicate the outlook.
Conditions are ripe for employers to derisk their pension plan
Federal Express is the latest large company to purchase an annuity for its current retirees in an effort to keep the plan solvent.
Conditions are ripe for employers to derisk their pension plan
Federal Express is the latest large company to purchase an annuity for its current retirees in an effort to keep the plan solvent.
Society of Actuaries: 115 multiemployer pensions in ‘critical condition’
MEP insolvencies will not harm the participants of the plans in question but the U.S. economy in general.
The surprising thing seniors miss the most about pre-retirement life
Working longer can be a great decision, as it will allow seniors to keep themselves healthy as well as allow them to delay filing for Social Security benefits.
What’s next for U.S. fertility rates — and Social Security
The U.S. needs to maintain its fertility rate and keep its population growth steady to ensure Social Security's sustainability, says expert.
3 Social Security mistakes that could cost employees a fortune
Filing for Social Security can be a wrong move if seniors are still employed and earning a wage income.
