When to step in and take over an older parent’s finances
Retirees should delegate the management of their finances to their children before they reach advance years and their health starts to decline.
Retirement benefits
Employee benefit satisfaction has direct relation to job fulfillment
Education and a refined benefits package offering could provide a boost to worker engagement.
Benefits Think How to help employees tackle financial illiteracy
Employers need to know that it’s critical to help workers master basic money principles to make smarter spending decisions.
Dave Flores
PFT Employee Benefit Solutions
Benefits Think What SEC’s proposed best interest rule means for plan sponsors
Employers need to find out the type of advisor they work with, whether they are signed on to the plan as a fiduciary and whether any fiduciary limitations exist.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think How to help employees tackle financial illiteracy
Employers need to know that it’s critical to help workers master basic money principles to make smarter spending decisions.
Dave Flores
PFT Employee Benefit Solutions
Benefits Think How plan sponsors can be better fiduciaries (with or without the rule)
With a recent uptick in 401(k) related lawsuits, employers should take concrete steps to help participants while giving their company the fullest extent of protection possible against potential litigation.
Keith Clark
DWC ERISA Consultants
How to claim Social Security benefits wisely
Clients should determine the benefits they would receive if they file at age 62, at full retirement age, and after their full retirement age.
Benefits Think What SEC’s proposed best interest rule means for plan sponsors
Employers need to find out the type of advisor they work with, whether they are signed on to the plan as a fiduciary and whether any fiduciary limitations exist.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Using HSAs and FSAs to promote workplace financial wellness
For employees with HDHPs, these two savings vehicles offer numerous advantages.
Shelby George
Manning & Napier
Benefits Think Using HSAs and FSAs to promote workplace financial wellness
For employees with HDHPs, these two savings vehicles offer numerous advantages.
Shelby George
Manning & Napier
Benefits Think The hidden DC plan sponsor priority: enabling auto-portability
Employers should concentrate on adopting measures that enable seamless plan-to-plan savings portability for participants, especially for employee accounts with less than $5,000.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think How plan sponsors can be better fiduciaries (with or without the rule)
With a recent uptick in 401(k) related lawsuits, employers should take concrete steps to help participants while giving their company the fullest extent of protection possible against potential litigation.
Keith Clark
DWC ERISA Consultants
Missing retirement accounts cost retirees billions
More than 25 million workers resigned and left at least one retirement account with their former employer between 2004 and 2013, according to the U.S. Government Accountability Office.
Financial help wanted: Employees clamor for long-term retirement planning
Forget student loan debt assistance and day-to-day budgeting help. Workers most want employers to help them plan out how to manage healthcare and long-term care expenses during their post-work years.
Benefits Think Guiding employees before they take hardship distributions from 401(k) plans
New rules to employer retirement plans will impact how your workers face a financial crisis.
B. David Joffe
Bradley Arant Boult Cummings
Audits, internal struggles vex retirement plan committees
Susan Clausen describes the DOL’s ERISA mandate for a retirement plan committee and the challenges such committees face in fulfilling their role.
Social Security insecurity creates planning challenges for advisers
Inflated client expectations mingled with fears of congressional cutbacks are making retirement planning even more complex.
Benefits Think How to help employees avoid the ‘average participant’ retirement trap
Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.
Shelby George
Manning & Napier
Do employees know the differences in the various IRAs?
The differences generally come down to investor eligibility and when taxes are paid, but that can have a significant impact.
Financial help wanted: Employees clamor for long-term retirement planning
Forget student loan debt assistance and day-to-day budgeting help. Workers most want employers to help them plan out how to manage healthcare and long-term care expenses during their post-work years.
