Social Security checks lower than many workers expect
Many employees expect to collect more than they actually will, which can prompt them to retire and file for benefits early and, in turn, reduce their actual payouts.
Retirement benefits
Employers unprepared for 401(k) plan data breaches
Foreign hackers are learning that $5.3 trillion of retirement plan assets are ready for the taking, leaving plan sponsors and participants susceptible to theft.
Benefits Think When is a self-funded group required to audit?
DOL regulations provide certain welfare plans relief from the annual review requirement, but non-compliance for applicable employers can come with hefty fees.
Andrew S. Williams
Holan Christie Taglia
Employers unprepared for 401(k) plan data breaches
Foreign hackers are learning that $5.3 trillion of retirement plan assets are ready for the taking, leaving plan sponsors and participants susceptible to theft.
How to protect a retirement plan in a down market
Elderly workers should make sure they have enough fixed-income in their retirement portfolios to spin off cash to cover the gap between income and expenses until the market recovers.
SurveyMonkey offering contract workers ‘gold standard’ benefits
Spurred on by full-time employees, the Silicon Valley firm is now offering rich perks to non-staffers.
Audits, internal struggles vex retirement plan committees
Susan Clausen describes the DOL’s ERISA mandate for a retirement plan committee and the challenges such committees face in fulfilling their role.
10 companies that can help employees ‘retire a millionaire’
Employers including Amazon, Target and Wells Fargo have some of the best and most lucrative retirement benefits, according to Glassdoor research.
Defined benefit plans are showing new signs of life
Regulatory changes and tax savings opportunities make these retirement vehicles particularly well-suited to small companies like law firms and medical practices.
Benefits Think Moving from the idea of financial wellness into a plan of action
Employees are struggling with financial concerns and employers need to heed their calls for help.
Mark Singer
The Financial Literacy Toolbox
Defined benefit plans are showing new signs of life
Regulatory changes and tax savings opportunities make these retirement vehicles particularly well-suited to small companies like law firms and medical practices.
Kroger uses tax savings to introduce education benefit
The supermarket giant is the latest retailer to add the perk in an effort to retain and attract employees in a tight labor market.
6 misunderstood IRA rules and strategies
A Roth IRA is an excellent savings vehicle for older people as it is for younger clients.
Benefits Think 7 signs of a successful 401(k)
Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.
Robert C. Lawton
Lawton Retirement Plan Consultants
8 tough questions to ask your 401(k) investment adviser
Plan sponsors should inquire about their adviser’s compensation, professional credentials and educational background, says retirement expert Robert Lawton.
Alexa, what’s my retirement account balance?
Prudential plan participants can now use Amazon’s digital voice assistant to keep track of their savings progress.
Benefits Think The importance of ‘style’ when selecting an investment manager
Advisers and plan sponsors should include this important tool in their analytical toolbox.
Jess DeGabriele
LHD Retirement
How retirement strategies should change as workers age
Employees have to change their retirement goals and strategies over the years, starting off heavily in stock allocation while in their 30s.
Ernst & Young takes aim at financial wellness with a plan of action
Employees have a choice of speaking with either a live financial planner or access virtual advice in a forthcoming fiscal health service.
How a police union nabbed fleeing funds
An officers’ association had many challenges — the first one was getting retirees to stop losing tax-exempt money.
