The 401(k) match is back, and it’s getting bigger
Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.
Retirement scan
4 ways to cut fat 401(k) retirement fees
To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.
How workers can offset taxes when converting to a Roth IRA
Retirement investors can use their loss carryforward to write off the taxes triggered by a Roth IRA conversion.
Can an employee’s retirement portfolio survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
Can retirement portfolios survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
How to keep long-term care from bankrupting future retirees
Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.
How to keep long-term care from bankrupting future retirees
Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.
Should employees be landlords in retirement?
Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for workers to consider.
Should clients be landlords in retirement?
Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for clients to consider.
6 tax questions to ask before an employee retires
Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.
6 tax questions to ask before retirement
Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.
What to do when he wants to retire one place, she another
Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.
How to help workers get a jump on saving in their 20s
Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.
How to help clients get a jump on saving in their 20s
Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.
Savings strategies to use if retiring early
Those leaving the workforce who want to maximize their nest egg should take advantage of the Rule 72(t) distributions.
What accounts do retired employees withdraw from first?
While retirees can start taking 401(k) withdrawals without penalties when they turn 59 1/2, they may want to consider drawing from their taxable accounts for their living expenses.
Why couples must plan for Social Security together
While there are 567 ways to claim benefits, clients are advised to pick a strategy that will maximize a spouse's benefit on their record.
Retirement literacy shockingly low: survey
The average score of correct answers was 47%, and only 5% of respondents earned a grade higher than C.
How clients may be sabotaging their retirement plans
Those who expect to stay longer on their jobs could be hurting their prospects, as many people are forced to retire early because of health issues.
Protecting clients’ retirement savings from a crash
One step is to avoid investing the money that they will need within a five-year period.
