How to help employees prepare for death of spouse
Clients in this situation will need to gather a lot of paperwork, including at least eight certified copies of the spouse's death certificate for life insurance, among other reasons.
Retirement scan
Should clients ever put all their savings in stocks
It's misguided to treat Social Security as bonds since clients can't sell a portion of their Social Security when they need to raise funds.
Should clients ever put all their savings in stocks: Retirement Scan
It's misguided to treat Social Security as bonds since clients can't sell a portion of their Social Security when they need to raise funds.
Clients turning 62 next year? Here’s what to know
If they file for Social Security, they should expect 26% less than they would get if they wait until their full retirement age.
How your clients’ 401(k) plans will change in 2017
Anticipation of auto enrollment features is expected to change the way advisers serve their clients.
How your clients’ 401(k) plans will change in 2017: Retirement Scan
Anticipation of auto enrollment features is expected to change the way advisers serve their clients.
Why clients should file for Social Security benefits before 67
Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.
Why clients should file for Social Security benefits before 67: Retirement Scan
Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.
Company stock in 401(k)s is still a bad idea: Retirement Scan
Employees who invest heavily in company stock are commingling their financial capital with their human capital, and making their financial plans unnecessarily risky along the way.
Company stock in 401(k)s is still a bad idea: Retirement Scan
Employees who invest heavily in company stock are commingling their financial capital with their human capital, and making their financial plans unnecessarily risky along the way.
5 tax moves investors retiring in 2017 should make now: Retirement Scan
They are advised to max out tax-deductible contributions to their 401(k) plan and IRA to pay less in taxes this year.
5 tax moves investors retiring in 2017 should make now: Retirement Scan
They are advised to max out tax-deductible contributions to their 401(k) plan and IRA to pay less in taxes this year.
What investors don’t know about balanced portfolios: Retirement Scan
A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.
What investors don’t know about balanced portfolios
A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.
Whatever happened to that old retirement plan?
As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.
Whatever happened to that old retirement plan?
As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.
Why a ‘bond tent’ can protect a portfolio in retirement: Retirement Scan
Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.
Why a ‘bond tent’ can protect a portfolio in retirement
Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.
4 changes to consider during Medicare open enrollment: Retirement Scan
For a couple details: Part D monthly premiums are often in the $35 to $50 range and higher-income retirees pay more for drug coverage.
4 changes to consider during Medicare open enrollment: Retirement Scan
For a couple details: Part D monthly premiums are often in the $35 to $50 range and higher-income retirees pay more for drug coverage.
